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Xinerfu (NYSE: XRF), headquartered in Shanghai, is a pioneer in the field of credit analysis in China. Since 2001, it has carried out credit analysis service business and provided risk management technical services for many banks and other financial institutions. In 2010, he set foot in the online lending information intermediary service, covering more than 20 provinces and municipalities directly under the central government. Based on the number of loan transactions facilitated by the platform, xinerfu is one of the larger online lending information intermediary platforms in China. On April 28, 2017, xinerfu was listed on the New York Stock Exchange. "Emma, emerging middle class, mobile active consumers" is the core target group of trust and wealth. They are educated, earn according to work, and surf the Internet frequently. They are young people growing up, but they are ignored by traditional financial institutions. Xinerfu believes that "Aima group" represents one of the larger untapped consumer credit market opportunities in the world. By adopting the strategy of "low start and steady growth" and core technologies such as PST and ADT, xinerfu helps the "code group" to establish personal credit history and meet the consumer credit demand of the whole life cycle of users.

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