温州民商银行品牌怎么样申请店铺

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温州民商银行在银行行业中的票数：423 更新时间：2025-09-13

温州民商银行是哪个国家的品牌？「温州民商银行」是温州民商银行股份有限公司旗下著名品牌。该品牌发源于浙江省温州市，由创始人陈筱敏在2015-03-23期间创立，经过多年的不懈努力和高速发展，现已成为行业的标杆品牌。

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温州民商银行于2015年3月26日正式开业，是我国较早正式对外营业的民营银行，也是温州市金融综合改革试验区建设取得的重要成果之一，对打破民间资金进入金融领域的“玻璃门”、“弹簧门”，推动民间资本进入金融业、深化中国金融改革具有深远意义。

银行注册资金20亿元，由13家优质民营企业共同发起，其中正泰集团股份有限公司和浙江华峰氨纶股份有限公司两家主发起人分别持股29%和20%，其余股东由森马集团、奥康鞋业等当地行业龙头企业组成，涉及电器、氨纶、鞋服、光纤、复合材料、机械等产业。

银行将坚持差异化错位经营的发展策略，发挥民营银行机制活、效率高、专业性强的优势，简化决策和审批流程，以“效率体现价值”作为营销理念，为客户提供方便快捷的金融服务；持续发力信用类信贷产品创新，切实解决小微企业融资难的问题；将产业链金融做大做活，有效发挥链上资源，为链上企业打造专属信贷产品；开发适合温商经营的特色产品，做温商资产管理的金融服务商。努力打造以小微服务为特色，以温商资金链为营销纽带，以人文关怀为企业文化的核心竞争力，发扬温州人敢想实干的精神，将我行办成具有温州人特色的民营银行。

银行将突出服务小微经营特色，打造便捷高效的草根信贷文化；助力小微、服务三农、扎根社区；以产业链金融和互联网金融为经营特色，为小微实体经济发展提供高效和差异化的金融服务。

银行将“坚持民营银行的五项原则，办成真正的民营银行；坚持差异化经营，办成特色鲜明的银行；坚持精细化管理，办成管理优良的精品银行；坚持服务小微导向，办成受人尊敬的银行”。

Wenzhou civil and commercial bank was officially opened on March 26, 2015. It is an earlier private bank that officially opened to the outside world in China. It is also one of the important achievements made in the construction of Wenzhou comprehensive financial reform pilot area. It has far-reaching significance to break the "glass door" and "spring door" for private capital to enter the financial industry and deepen China's financial reform. The registered capital of the bank is 2 billion yuan, which is jointly sponsored by 13 high-quality private enterprises. The two main initiators of Chint Group Co., Ltd. and Zhejiang Huafeng spandex Co., Ltd. hold 29% and 20% respectively. The remaining shareholders are composed of leading enterprises in local industries such as SEMA group and Aokang footwear, involving electrical appliances, spandex, footwear, optical fiber, composite materials, machinery and other industries. The bank will adhere to the development strategy of differential dislocation operation, give full play to the advantages of flexible mechanism, high efficiency and strong professionalism of private banks, simplify the decision-making and approval process, take "efficiency embodies value" as the marketing concept, and provide customers with convenient and fast financial services; continue to make efforts to innovate credit credit products, and practically solve the financing problems of small and micro enterprises; and finance the industry chain We should make greater efforts to make full use of the resources on the chain and create exclusive credit products for the enterprises on the chain; we should develop special products suitable for Wenzhou merchants' operation and become a financial service provider for Wenzhou merchants' asset management. We will strive to build a private bank with Wenzhou People's characteristics, with small and micro services as its characteristics, Wenzhou business capital chain as its marketing link, humanistic care as the core competitiveness of corporate culture, and the spirit of Wenzhou People's dare to think and work. The bank will highlight the characteristics of small and micro businesses, create a convenient and efficient grass-roots credit culture, help small and micro businesses, serve agriculture, rural areas and communities, and provide efficient and differentiated financial services for the development of small and micro real economy with industrial chain finance and Internet finance as its operating characteristics. The bank will "adhere to the five principles of private banks to become a real private bank; adhere to differentiated operation to become a bank with distinctive characteristics; adhere to refined management to become a quality bank with excellent management; adhere to the guidance of serving small and micro businesses to become a respected bank".

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