百度钱包品牌怎么样 申请店铺

百度钱包——是百度公司的支付业务品牌及产品名称。百度钱包打造“随身随付”的“有优惠的钱包”，它将百度旗下的丰富产品及海量商户与广大用户直接“连接”，提供超级转账、付款、缴费、充值等支付服务，并全面打通O2O生活消费领域，同时提供“百度金融中心”业务，包括“百度理财、消费金融”等资产增值功能与个人金融服务，让用户在移动时代轻松享受一站式的支付生活。

“百度钱包”致力于为消费者打造一个“随身随付”、“优惠无处不在”的钱包，可以满足用户在线充值、在线支付、交易管理、生活服务、提现、账户提醒等支付工具功能。同时，致力于打造成为用户资产管理平台、会员权益的消费运营平台。

“超级转账”功能：已连接了129家银行，覆盖了除西藏地区外的全国范围，目前手续费全免。通过此功能，用户不需要登录网银，不需要使用U盾、安装控件等便可完成转账支付;同时，无异地及跨行手续费，此外，百度钱包还提供付款方和收款方的“双方”免费短信通知。

充值功能：目前百度钱包手机充值、网游充值等一直保持着全网最低价，而其他更多的包括各类商家的“优惠”将以“支付有优惠”、“优惠卡”等方式进行。

会员积分功能：用户通过“百度钱包”进行消费，可以获得累计积分，积分可以在个人账户中查询，用户可凭借积分获取特殊权益，还可通过积分抵现的方式参与钱包和商户联合开展的活动，购买特价商品。

理财功能：用户可通过“百度钱包”购买百度理财平台多款理财产品，成为用户资金增值服务全新渠道。百度理财平台自上线以来，先后推出的百度理财B、百赚、百发(团购)、百赚利滚利几款理财产品在收益稳健性、安全性上一直广受用户好评。

Baidu wallet is the brand and product name of Baidu company's payment business. Baidu wallet creates "pay as you go" with preferential wallet, which directly "connects" Baidu's rich products and a large number of merchants with users, provides payment services such as super transfer, payment, payment and recharge, and comprehensively opens the o2o life consumption field. Meanwhile, it provides "Baidu financial center" business, including "Baidu financial management, consumer finance" and other asset growth Value function and personal financial services, let users easily enjoy one-stop payment life in the mobile era. "Baidu wallet" is committed to creating a wallet with "pay as you go" and "benefits everywhere" for consumers, which can meet the user's online recharge, online payment, transaction management, life service, cash withdrawal, account reminder and other payment tool functions. At the same time, we are committed to building a consumer operation platform that is user asset management platform and member rights and interests. "Super transfer" function: 129 banks have been connected, covering the whole country except Tibet. At present, the handling fees are free. Through this function, users do not need to log in to online banking, do not need to use U shield, install controls, etc. to complete the transfer payment; at the same time, there is no cross-border and cross-border service charges, in addition, baidu wallet also provides the "two sides" free SMS notice of payer and payee. Recharging function: at present, baidu wallet mobile phone recharging, online game recharging and so on have been keeping the lowest price of the whole network, while other more "concessions" including various businesses will be carried out by means of "payment with discounts", "preferential cards" and so on. Member points function: users can get accumulated points through "Baidu wallet" consumption. Points can be queried in personal accounts. Users can obtain special rights and interests through points. They can also participate in activities jointly carried out by wallet and merchants through points offset to buy special products. Financial management function: users can purchase multiple financial products of Baidu financial management platform through "Baidu wallet", which becomes a new channel for users' capital value-added services. Since the launch of Baidu financial management platform, baidu Financial Management B, Baicheng, Baifa (group purchase) and Baicheng profits have been widely praised by users in terms of income stability and security.

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