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投哪网于2012年正式上线，是深圳投哪金融服务有限公司旗下专注于中小微企业和个人理财服务的互联网汽车金融平台，主营业务为车辆抵押贷款、汽车消费贷款等。自公司成立以来，秉承“诚信、规范、专业、透明”的经营理念，通过将互联网技术与金融服务相融合，努力推动中国普惠金融的创新与发展，为有资金需求的借款者和有闲散资金的投资者搭建了诚信、规范、专业、透明的互联网金融平台。

投哪网采用O2O(Online-to Offline)模式运营，坚持“小额、分散、抵押、直营”的风控战略,竭诚为广大中小微企业和个人提供安全、便捷的投融资渠道，降低中小企业融资成本，提升个人财富管理水平。经过五年多的探索与发展，投哪网逐步形成了以旺车贷为主的理财产品。

投哪网拥有一支高素质、专业化，以诚信经营为己任的经营管理团队。核心团队主要来自于北京大学、香港大学、清华大学等学府，团队秉承了以天下为己任的北大精神和以厚德载物的清华校训，不仅以高尚人格自我要求，更推进全社会诚信价值体系构建，不懈努力践行信义廉耻和契约精神，为中华民族民族精神复苏贡献力量。

2014年6月，投哪网获得广发证券全资子公司广发信德的战略投资，并与之达成战略合作伙伴关系。2015年4月，投哪网获得国内上市公司大金重工（股票代码002487）1.5亿元注资，成功完成B轮战略融资。2015年12月，投哪网获得中银粤财基金战略持股，双方达成战略合作关系。2016年7月份，投哪网上线广发银行资金存管系统。

截止2017年4月，投哪网以深圳总部为核心，已在广州、上海、武汉、长沙、南京、成都、昆明等100多个城市开设线下服务网点，完善了在珠三角、长三角和中西部等区域布局，逐步加快全国性战略布局。至2017年4月，投哪网累计成交额超过356亿，平台注册用户超过380万，员工人数超过10000人。

It was officially launched in 2012. It is an Internet auto finance platform under Shenzhen Touna Financial Services Co., Ltd. focusing on small and medium-sized enterprises and personal financial services. Its main business is vehicle mortgage loan, auto consumption loan, etc. Since the establishment of the company, adhering to the business philosophy of "integrity, standardization, professionalism and transparency", through the integration of Internet technology and financial services, efforts have been made to promote the innovation and development of Inclusive Finance in China, and an internet financial platform of integrity, standardization, professionalism and transparency has been built for borrowers with capital needs and investors with idle capital. The online to offline (o2o) mode of operation is adopted for the investment network, which adheres to the risk control strategy of "small amount, decentralization, mortgage and direct operation", and wholeheartedly provides safe and convenient investment and financing channels for the majority of small and medium-sized enterprises and individuals, reduces the financing cost of small and medium-sized enterprises, and improves the management level of personal wealth. After more than five years of exploration and development, the investment network has gradually formed a financial product based on wangche loan. Investment which network has a high-quality, professional, honest management as its own responsibility of the management team. The core team is mainly from Peking University, Hong Kong University, Tsinghua University and other institutions. The team adheres to the Beijing University Spirit of taking the world as its own responsibility and the Tsinghua School Motto of taking virtue as its foundation. It not only requires high-quality personality, but also promotes the construction of the integrity value system of the whole society. It makes unremitting efforts to practice the integrity, shame and contractual spirit, contributing to the recovery of the Chinese national spirit. In June 2014, the investment network obtained the strategic investment of Guangfa Xinde, a wholly-owned subsidiary of Guangfa Securities, and reached a strategic partnership with it. In April 2015, Chinatrust obtained 150 million yuan of capital injection from Daikin Heavy Industries (Stock Code: 002487), a domestic listed company, and successfully completed round B strategic financing. In December 2015, the investment network won the strategic shareholding of BOC Yuecai fund, and the two sides reached a strategic cooperation relationship. In July 2016, the investment network launched the capital deposit system of China Guangfa bank. As of April 2017, with Shenzhen headquarters as the core, Chinanet has opened offline service outlets in more than 100 cities, including Guangzhou, Shanghai, Wuhan, Changsha, Nanjing, Chengdu, Kunming, etc., improved its regional layout in the Pearl River Delta, the Yangtze River Delta and the Midwest, and gradually accelerated its national strategic layout. As of April 2017, the cumulative turnover of invested networks exceeded 35.6 billion, the registered users of the platform exceeded 3.8 million, and the number of employees exceeded 10000.

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