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Founded in 1991, it is a commercial joint-stock bank engaged in international settlement and foreign exchange business. The purpose is to meet the needs of foreign economic and trade cooperation after Russia's independence. The purpose is to meet the needs of foreign economic and trade cooperation after Russia's independence. At first, the total share capital was 1 billion rubles. As of March 26, 1993, its legal capital was about 250 billion rubles, and its paid in capital was 340 billion rubles, becoming a bank with large legal capital in Russia. Of the 4.489 billion rubles of paid up capital as of January 1, 1993, the gold coin capital stock of the central bank reached 1.779 billion rubles (US $4.3845 million). This part of capital forms the bank's hard currency capital. The bank's main businesses include: using foreign investment credit funds; operating in the international and Russian currency and foreign exchange markets; acting as an agent of the government to form and use the central hard currency funds; and handling settlement business. At present, the bank has 15 regional banks in Russia. In 1992, it established a wholly-owned subsidiary Russian Commercial Bank Zurich in Zurich. In addition, it has representative offices in the United States, China, India, Hungary, Spain, Italy, Egypt, Turkey, Syria, Argentina, Algeria and Czech Republic.

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