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Samsung pay (official: Samsung pay) is a mobile payment, e-cash and membership management service based on NFC and MST (Magic secure transmission) technology of Samsung Electronics in South Korea. It allows consumers to use Samsung Galaxy S6 (including Galaxy s6edge and galaxy s6edge +, Samsung Galaxy note5, Galaxy A9, Galaxy A7 (2016) and Galaxy A5 (2016) in Samsung Galaxy a series And Galaxy A3 (2016). Samsungpay does not need to use special non-contact terminal equipment. It can be directly used on NFC supported readers and bank card readers. Play a role 1. Multi Application Integration: in addition to the important credit cards, samsungpay will also be compatible with gift cards, store specific credit cards and credit cards, which will further integrate the user's mobile wallet experience in a variety of applications (payment applications and store applications) into one application. 2. Install the card into the samsungpay: the card can be installed into the samsungpay once. To install the card into samsungpay, users have two methods: one is to input the card information and CVV into samsungpay, such as the information of online purchase transaction; the other is to shoot the front and back sides of the card through application and approve the data. 3. Mark card data: once the card is integrated into the samsungpay, it will be sent to MasterCard or visa. At the same time, the card number will be replaced by an identification, which will be returned to the user's smartphone. 4. Choose to join data sharing: Samsung wants to create a program that allows customers to choose to enter the mode of sharing personal data, so that the application can provide quotations, transactions and discounts to special users of special stores. This functionality is not integrated into the current samsungpay, but it will be integrated soon. 5. Open samsungpay: for users, samsungpay can be designed by simple gestures, which will closely follow the user's experience of using real wallets. Users can simply swipe their gestures from the main screen, lock screen or sleep mode of the mobile phone to read the card information without opening other applications. Samsung's goal is to simplify the process of using mobile wallets, so users can start using mobile phones instead of complementing wallets. 6. Card selection: if the user chooses to store multiple cards in the application, the default card when entering the application will be the one used to complete the payment transaction last time. To switch between cards, users can simply slide left and right to select the card they want to use. 7. Complete payment: to complete the payment, the user opens the Samsung pay, and through the credit card terminal, the magnetic stripe card may be installed normally. The merchant will state when the payment is completed, usually in seconds. After that, the payment will be verified by the user through biological fingerprint or pin password, and the next process can be completed automatically.

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