钱大掌柜品牌怎么样 申请店铺

兴业银行强力推出的一站式财富管理平台，互联网理财行业领先者，提供一站式全方位的财富管理解决方案

钱大掌柜是国内较大的综合财富管理平台，是兴业银行在银银平台的基础上，通过对行内理财产品、贵金属交易、银证转账、基金代销等财富管理业务进行整合，形成的一个面向各合作银行的综合财富管理平台，为个人客户提供一站式的财富管理解决方案。

合作银行客户通过合作银行渠道、钱大掌柜网站或智能手机客户端开立一个银银平台理财账户，将理财账户与合作银行及银联银行（工商银行、建设银行、招商银行、邮政储蓄、平安银行、中信银行、光大银行、民生银行、农业银行）结算账户及各类财富管理资金账户建立一一对应关系，客户通过钱大掌柜网站或合作银行柜台办理银行账户、理财账户之间的资金转账并通过使用合作银行结算账户或相关子产品客户号办理相关财富管理产品交易。

掌柜钱包将通过钱大掌柜平台，实现各种理财功能的无缝式交易。诸如用户在钱大掌柜看到心仪的理财产品，但是由于目前距离发行日较远，那么可以将资金存入到掌柜钱包中，在这段时间即可享受收益。然后在发行期临近的时候，将掌柜钱包的资金取出并申购心仪的银行理财产品。这样一来，用户的资金不仅可以每天享受高收益，加上无缝式交易，掌柜钱包也使得用户购买银行、基金、信托等理财产品更为便利。

掌柜钱包在优化购买体验之外，由于借助了钱大掌柜的开放式平台，掌柜钱包不单只支持兴业银行的客户，通过银联支付渠道及同业业务合作，支持银行合作的银行卡，以及三线城市各大同业合作银行。因此，除了在网络购买之外，掌柜钱包还可以通过银银平台合作银行渠道购买。这样一来，掌柜钱包的收益，不仅在网络发达的大城市用户可以享受到，而且更是在广大互联网欠发达的农村地区的储户，也能轻松享受各种金融理财产品带来下的高收益，甚至比传统的互联网企业更有效，更让老百姓享受各种金融服务，实现普惠金融。

The one-stop wealth management platform strongly launched by industrial bank, the leader of Internet financial management industry, provides a one-stop comprehensive wealth management solution. The money shopkeeper is the larger comprehensive wealth management platform in China, which is based on the banking platform of Industrial Bank, integrating wealth management businesses such as financial products, precious metal transactions, bank securities transfers, fund sales on a commission basis A comprehensive wealth management platform for cooperative banks is formed to provide one-stop wealth management solutions for individual customers. Cooperative bank customers open a bank and bank platform financial account through cooperative bank channel, money shopkeeper website or smart phone client, and then connect the financial account with cooperative bank and UnionPay Bank (industrial and commercial bank, China Construction Bank, China Merchants Bank, postal savings, Ping An Bank, China CITIC Bank, Everbright Bank, Minsheng Bank, Agricultural Bank) settlement accounts and various wealth management funds The account establishes one-to-one correspondence, and the customer handles the fund transfer between the bank account and the financial account through the website of the money master or the counter of the cooperative bank, and handles the relevant wealth management product transaction by using the settlement account of the cooperative bank or the customer number of the relevant sub product. The shopkeeper wallet will realize seamless transaction of various financial functions through the platform of Qianda shopkeeper. For example, users can see their favorite wealth management products in the money shopkeeper, but because it is far away from the issuance date, they can deposit the funds into the shopkeeper's wallet, and enjoy the income in this period of time. Then, when the issue period is approaching, withdraw the money from the shopkeeper's wallet and purchase the desired bank financial products. In this way, the user's funds can not only enjoy high income every day, but also make it more convenient for the user to purchase bank, fund, trust and other financial products. In addition to optimizing the purchase experience, the shopkeeper wallet not only supports the customers of Industrial Bank, but also supports the bank card of bank cooperation and the major inter-bank cooperative banks in the third tier cities through UnionPay payment channels and inter-bank business cooperation. Therefore, in addition to online purchase, the shopkeeper wallet can also be purchased through the cooperative bank channel of the bank and bank platform. In this way, the income of shopkeeper's wallet can not only be enjoyed by users in big cities with developed networks, but also by savers in rural areas with underdeveloped Internet. They can also easily enjoy the high income brought by various financial products, even more effective than traditional Internet enterprises, let people enjoy various financial services, and realize inclusive finance.

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