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Ningbo Yinzhou Rural Commercial Bank Co., Ltd. (hereinafter referred to as Yinzhou bank) is a local banking organization with independent corporate personality initiated and established by natural persons, corporate legal persons and other economic organizations within its jurisdiction. The bank's predecessor is Ningbo Yinzhou Rural Cooperative Bank. This behavior serves the development of agriculture, rural areas, small and medium-sized enterprises and regional economy, actively supports the construction of new socialist countryside, and promotes the coordinated development of urban and rural economy. The bank focuses on compliant operation and sustainable development, and accelerates the full coverage of local regional financial outlets and financial services. By the end of June 2017, the bank's total assets were 113.869 billion yuan, the balance of various deposits was 76.785 billion yuan, and the balance of various loans was 54.938 billion yuan, ranking among the top rural financial institutions in Ningbo. The non-performing loan rate was lower than the average level of the city's banking industry, and it was awarded many honorary titles such as "model collective of Zhejiang Province". There are 2079 on-the-job employees, of which 79.32% have bachelor degree or above. The headquarters has 20 functional departments and offices according to the front, middle and back office, 38 sub branches, 1 business department and 121 banking offices under the jurisdiction of the whole bank, with 160 business outlets in total.

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