长安银行品牌怎么样 申请店铺
长安银行是在陕西省委、省政府主导下,经中国银监会批准,引入延长集团、陕西煤业和陕西有色等11家战略投资者,以新设合并方式组建的法人股份制商业银行。总部设在西安市,2009年7月31日开业。现下辖10个分行、10个直属支行,开业网点213家(截至2016.12月),遍布省内10个设区市和杨凌示范区、西咸新区。员工总数近4000人。长安银行发起并控股设立陕西较早的村镇银行——陕西岐山长安村镇银行有限责任公司,陕西长银消费金融有限公司。
截至2016年12月末,全行资产总额达1813亿元,各项存款余额1207亿元,各项贷款余额768亿元。开业以来,累计资本净额已达129.03亿元,实现利税107.20亿元,其中缴纳税金41.02亿元。各项衡量商业银行审慎经营的监管指标持续优良。
长安银行坚持“服务丝路强国战略,服务陕西追赶超越,服务中小提质增效,服务城乡统筹发展”的理念,主动承担“支持地方经济发展主力军”的重要作用,积极投身于我省经济社会发展。不断创新和优化银政、银企合作机制,积极支持陕南移民、西咸新区和省保障性住房等项目,重视能源资源产业的转型升级和地方特色产业扶持,着重营销支持新能源、电子信息、航天航空、新材料等产业链及城市基础设施建设项目。持续加大对教育、卫生、医疗等民生工程建设的金融服务力度,较好地满足了省内实体经济建设融资需求;积极发展小微企业金融服务业务,设立西北较早的科技支行,推出“长安贷”系列小微金融产品,联合省科技厅成立了陕西省科技金融产品研究开发中心,较好地缓解了小微企业融资难、融资贵问题。超额完成了“三个不低于”的监管目标。荣获全省小微企业贷款增量考评一等奖;形成了以长长卡、e长安电子银行和“长盈、长盛”理财产品及“安鑫宝”、长安云闪付、微道+小微金融移动服务服务平台等互联网金融产品为代表的特色业务体系;积极开展银行卡助农取款业务,开发了“惠农通”支付业务,已在咸阳、宝鸡、汉中三市13个区县的乡镇签约惠农支付服务点116家,预计年末全省惠农支付点将达到300家,形成城乡金融服务的“快车道”,较好地满足了广大城乡居民金融消费需求。
经过近七年的发展,长安银行已步入发展的上升通道。全行紧密围绕“二次创业、追赶超越”的主基调,积极推进管理模式、业务发展模式和盈利模式的战略性转变,努力探索多元化经营模式,积极推动内涵式发展,为尽快实现跨区经营和IPO启动创造有利条件。
Under the leadership of Shaanxi provincial Party committee and provincial government, and with the approval of CBRC, Chang'an bank introduced 11 strategic investors, including Yanchang group, Shaanxi coal industry and Shaanxi nonferrous metal industry, to establish a joint-stock legal commercial bank in the form of new merger. Headquartered in Xi'an, it opened on July 31, 2009. Currently, it has 10 branches, 10 sub branches directly under it, 213 outlets (as of December 2016), covering 10 cities divided into districts, Yangling Demonstration Area and Xixian New Area in the province. The total number of employees is nearly 4000. Chang'an bank initiated and controlled the establishment of Shaanxi Qishan Chang'an Village Bank Co., Ltd., an earlier village bank in Shaanxi Province, and Shaanxi Chang'an Consumer Finance Co., Ltd. By the end of December 2016, the total assets of the bank had reached 181.3 billion yuan, the balance of deposits was 120.7 billion yuan, and the balance of loans was 76.8 billion yuan. Since its opening, the accumulated net capital has reached 12.903 billion yuan, realizing 10.72 billion yuan of profits and taxes, including 4.102 billion yuan of taxes. The regulatory indicators to measure the prudent operation of commercial banks continued to be excellent. Chang'an bank adheres to the concept of "serving the Silk Road as a powerful country, serving Shaanxi to catch up and surpass, serving small and medium-sized enterprises to improve quality and efficiency, and serving the overall development of urban and rural areas", actively undertakes the important role of "supporting the main force of local economic development", and actively participates in the economic and social development of our province. We will continue to innovate and optimize the cooperation mechanism between banking and government, banking and enterprise, actively support the immigration projects in southern Shaanxi, Xixian new area and provincial indemnificatory housing projects, attach importance to the transformation and upgrading of energy resources industry and the support of local characteristic industries, and focus on marketing and supporting the industrial chain and urban infrastructure construction projects of new energy, electronic information, aerospace, new materials, etc. Continue to increase the financial services for the construction of people's livelihood projects, such as education, health care and medical care, to better meet the financing needs of the province's real economic construction; actively develop the financial services business of small and micro enterprises, set up the earlier science and technology sub branch in the northwest, launch the "Chang'an loan" series of small and micro financial products, and jointly set up the Shaanxi science and technology financial product research and development center It has alleviated the financing difficulty and high cost of small and micro enterprises. The regulatory objectives of "three not less than" have been overfulfilled. It has won the first prize of the province's small and micro enterprise loan increment evaluation; formed a special business system represented by long card, e-chang'an E-bank, financial products of "Changying and Changsheng" and Internet financial products such as "anxinbao", cloud flash payment of Chang'an, micro channel + small and micro financial mobile service platform; actively carried out bank card assisted agricultural withdrawal business and developed "huinongtong" payment industry In addition, 116 preferential payment service points have been signed in 13 districts and counties of Xianyang, Baoji and Hanzhong. It is estimated that by the end of the year, there will be 300 preferential payment points in the province, forming a "fast lane" for urban and rural financial services, which better meets the financial consumption needs of urban and rural residents. After nearly seven years of development, Chang'an bank has stepped into a rising channel of development. Focusing on the main tone of "secondary entrepreneurship, catching up and Surpassing", the bank actively promoted the strategic transformation of management mode, business development mode and profit mode, made great efforts to explore diversified business mode, actively promoted connotative development, and created favorable conditions for cross regional operation and IPO start-up as soon as possible.
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