东莞银行品牌怎么样 申请店铺

我要投票 东莞银行在银行行业中的票数:396 更新时间:2025-08-24
东莞银行是哪个国家的品牌?「东莞银行」是 东莞银行股份有限公司 旗下著名品牌。该品牌发源于广东省东莞市,由创始人卢 * 锋在1999年期间创立,经过多年的不懈努力和高速发展,现已成为行业的标杆品牌。

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东莞银行怎么样

东莞银行股份有限公司(以下简称本行)是经中国人民银行批准,在东莞市工商行政管理局登记注册的股份制商业银行,成立于1999年9月8日。截至目前,本行下辖总行营业部、12家分行(东莞分行、广州分行、深圳分行、惠州分行、长沙分行、佛山分行、合肥分行、清远分行、珠海分行、韶关分行、中山分行、南沙分行)、香港代表处、47家一级支行、73家二级支行、13家社区支行、3家小微支行,发起设立6家村镇银行,参股河北省邢台银行。

成立以来,本行在各级政府及监管机构的正确领导和监管下,以市场为导向,以客户为中心,以提高人力资本和科技应用能力为基础,以“提升效率”为手段,强化风险管理、销售管理和服务管理,进一步推进产品和服务创新,优化资源配置和完善激励机制,经营管理水平不断提高,业务持续增长,一直以优异的业绩在全国同行业中名列前茅。截至2016年12月31日(审计后合并报表数),本行总资产达2320.88亿元,各项存款余额为1575.61亿元,贷款余额为924.83亿元。

本行是当地一家具有独立法人资格的银行,管理半径短,决策灵活,科技开发优势明显,软硬件设备精良,自主开发设计灵活性高,更贴近市场和客户,不断创新金融产品,专注于为客户提供特色化的金融业务。随着客户金融需求的多样化发展,本行在丰富齐全的个人业务品种基础上,推出了优质单位正式员工集体授信业务、“好易居”住房公积金组合贷款、“日日盈”、“月月盈”储蓄理财产品、“快汇通”自助汇款、信用卡、代收房维基金等特色业务品种,为客户精心打造的“玉兰理财”品牌下属产品种类齐全,包括票据、债券、信托等系列理财产品,以及基金、黄金、保险、第三方存管等多种代理业务产品;竭诚为公司客户提供各项金融产品及独具匠心的贴心服务,包括传统公司融资产品:固定资产贷款、流动资金贷款、银团贷款、票据业务(银行承兑汇票、电子票据)等;中小企业特色融资产品:租金质押贷款、中标工程贷款、应收账款质押贷款、订单融资、股权质押、动产质押、机械设备按揭贷款等;特色代收代付业务及资产增值类产品:代理非税收缴业务及公司理财产品等;本行的资金业务发展迅速,投资领域不断拓宽,主要经营同业存放、债券投资、票据转贴现等业务;业务办理快捷方便,除网点柜台外,还包括自助终端、网上银行、电话银行等多种服务渠道。


Dongguan Bank Co., Ltd. (hereinafter referred to as the bank) is a joint-stock commercial bank approved by the people's Bank of China and registered with Dongguan Administration for Industry and commerce. It was established on September 8, 1999. Up to now, the bank has under its jurisdiction the head office business department, 12 branches (Dongguan branch, Guangzhou Branch, Shenzhen Branch, Huizhou Branch, Changsha branch, Foshan branch, Hefei Branch, Qingyuan Branch, Zhuhai branch, Shaoguan Branch, Zhongshan branch, Nansha branch), Hong Kong representative office, 47 first level sub branches, 73 second level sub branches, 13 community sub branches, 3 small and micro sub branches, and initiated the establishment of Set up 6 Village and town banks and participate in Hebei Xingtai bank. Since its establishment, under the correct leadership and supervision of governments and regulatory bodies at all levels, the bank has been market-oriented, customer-centric, based on the improvement of human capital and technology application ability, and by means of "improving efficiency", strengthened risk management, sales management and service management, further promoted product and service innovation, optimized resource allocation and improved incentive mechanism, and operated With continuous improvement of management level and continuous growth of business, it has been ranked among the best in the same industry in China with excellent performance. As of December 31, 2016 (the number of consolidated statements after audit), the bank's total assets amounted to RMB 232088 million, the balance of deposits was RMB 157.561 billion, and the balance of loans was RMB 92.483 billion. The bank is a local bank with independent legal personality, with short management radius, flexible decision-making, obvious advantages in scientific and technological development, excellent software and hardware equipment, high flexibility in independent development and design, closer to the market and customers, continuous innovation of financial products, and focus on providing customers with specialized financial business. With the diversified development of customers' financial needs, on the basis of rich and complete personal business varieties, the bank has launched the collective credit business for regular employees of high-quality units, "easy to live" housing provident fund portfolio loan, "RI RI Ying", "Yue Yue Yue Ying" savings and financial products, "Kuai Hui Tong" self-service remittance, credit card, collection of housing maintenance fund and other characteristic business varieties, which are excellent for customers The "Magnolia financing" brand has a wide range of subordinate products, including bills, bonds, trusts and other series of financing products, as well as a variety of agency business products such as funds, gold, insurance, third-party deposit and so on. It wholeheartedly provides various financial products and unique and thoughtful services for its customers, including traditional corporate financing products: fixed asset loans, liquidity loans Syndicated loan, bill business (bank acceptance bill, electronic bill), etc.; SME characteristic financing products: rent pledge loan, bid winning project loan, receivables pledge loan, order financing, equity pledge, chattel pledge, mechanical equipment mortgage loan, etc.; characteristic collection and payment business and asset value-added products: agent non tax collection business and corporate financial products, etc ; the bank's capital business has developed rapidly and its investment field has been continuously expanded, mainly engaged in inter-bank deposit, bond investment, bill transfer discount and other businesses; the business is fast and convenient, including self-service terminals, online banking, telephone banking and other service channels in addition to outlets and counters.

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