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Luoyang Commercial Bank, formerly known as Luoyang Commercial Bank, is a joint-stock commercial bank with independent legal personality established in 1997. In March 2009, it was renamed Luoyang bank with the approval of China Banking Regulatory Commission. Since its establishment, Luoyang bank has always adhered to the market positioning of "serving local economy, small and medium-sized enterprises, and urban residents", and made efforts to build regional banks, retail banks and civil banks. Through unremitting efforts, we have successively achieved strategic breakthroughs in renaming, cross regional development and promoting comprehensive operation, and achieved the coordination and unity of speed and quality, scale and efficiency. By the end of 2016, the total assets of Luoyang bank had reached 183 billion yuan, deposits 101.9 billion yuan, loans 60.8 billion yuan, and after tax profits 2.275 billion yuan. Ten branches have been set up successively in Zhengzhou, Sanmenxia, Jiaozuo, Xuchang, Pingdingshan, Xinyang, Nanyang, Anyang, Hebi and Zhumadian, with 155 branches. And in Shenzhen, Luanchuan and Mengjin, three holding village banks and financial leasing companies were set up, which basically formed a service network and a sound product system covering Luoyang and Henan Province. Luoyang bank has continuously strengthened financial service and product innovation, created the brand image of "citizen bank, small and medium-sized enterprises choose bank". In terms of serving small and medium-sized enterprises, Luoyang bank has created professional mechanism, professional team, professional product and professional mode through technology introduction and independent innovation, and established a specialized financial service institution for small and micro enterprises. At the same time, Luoyang bank accelerated the transformation of outlets, promoted the construction of community sub branches, constantly carried out business innovation, expanded service channels, provided more convenient financial services for community residents, and built a boutique community bank. Luoyang bank has established cooperative relations with more than 100 trust, fund and securities companies in China, greatly improving the innovation ability of capital business. In recent years, it has obtained the qualification of market maker in inter-bank bond market and underwriting of debt financing instruments of non-financial enterprises. It has successfully joined the basic members of market interest rate pricing self-discipline mechanism, and has a relatively complete membership of interest rate bond underwriting group and the qualification of primary dealer in the open market. At present, Luoyang bank has formulated a new five-year strategic plan around the characteristics of regional economic development and its own development. In the next few years, Luoyang bank will follow the core value concept of "keeping the center in the right place, keeping constant and new", take the construction of "innovative bank in Central Plains Economic Zone" as the development vision, take "listed bank with innovative vitality and characteristics" as the overall development goal, actively adapt to the new trend of financial industry development, scientifically grasp the internal law of banking industry development under the new normal, and adhere to differentiation and specialty The management direction of colorization and integration is to adhere to the sound operation according to law, unswervingly promote the strategic transformation and characteristic development, and promote Luoyang bank to embark on the sustainable development path of scientific planning, clear positioning, obvious characteristics, stable compliance, excellent quality and improved efficiency.

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