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房地美(Freddie Mac，NYSE：FRE，即联邦住宅贷款抵押公司)，是美国政府赞助企业(GSE，Government Sponsored Enterprise)。

房地美与房利美均为私人拥有的上市公司，但它们是作为联邦法律创建的“政府赞助企业”，它们可以享受特殊的权利，包括它们可以免交各种联邦及州政府的税收，并且享受来自美国财政部的金额均为22.5亿美元的信贷支持。这两家公司共同负责建立美国房地产贷款的二级市场，其发行的以房地产为抵押品的MBS债券总额高达4万亿美元。它们帮助补充抵押资金的供给，并让购房者能够获得资金支持。

抵押投资组合总金额达1.29万亿美元，其中5690亿美元抵押资产是其自身投资一部分。

美国房地美公司（Freddie Mac）是美国房地产抵押贷款巨头，1970年由国会成立，总部设在华盛顿，主要业务是从抵押贷款公司、银行和其他放贷机构购买住房抵押贷款，并将部分住房抵押贷款证券化后打包出售给其他投资者。

房地美公司属于由私人投资者控股但受到美国政府支持的特殊金融机构，其主要目的是盘活银行资产的流动性，开拓美国房地产贷款的二级市场，增加家庭贷款所有权与房屋贷款租金收入。

Freddie Mac (NYSE: FRE) is a GSE (government sponsored enterprise). Both Freddie Mac and Fannie Mae are privately owned listed companies, but they are "government sponsored enterprises" created as federal laws, and they can enjoy special rights, including exemption from various federal and state taxes, and credit support from the U.S. Department of the Treasury of $2.25 billion. The two companies are jointly responsible for setting up a secondary market for us real estate loans, with a total of US $4 trillion in real estate backed MBS bonds. They help replenish the supply of mortgage funds and provide financial support for home buyers. The total value of the mortgage portfolio is $1.29 trillion, of which $569 billion of mortgage assets are part of its own investment. Freddie Mac is a real estate mortgage giant in the United States. It was founded by Congress in 1970 and is headquartered in Washington. Its main business is to buy mortgage loans from mortgage companies, banks and other lenders, and to package and sell some of them to other investors after securitization. Freddie Mac is a special financial institution controlled by private investors but supported by the US government. Its main purpose is to activate the liquidity of bank assets, open up the secondary market of us real estate loans, and increase the ownership of family loans and rental income of housing loans.

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