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Yingkou bank is a modern commercial bank full of vitality, characteristics and innovation. On April 1, 1997, Yingkou bank was officially established with its headquarters in Yingkou, Liaoning Province. In the past 20 years, Yingkou bank has become a regional joint-stock commercial bank with perfect corporate governance, distinct operating characteristics, good operating efficiency, superior asset quality and strong comprehensive strength in China. China's growing small and medium-sized banks adhere to the core values of "to the masses and to the essence" and the enterprise spirit of "humility, integrity, innovation and enterprise". Yingkou bank always adheres to the road of differentiation, characteristics and refinement, and pursues the coordinated development of quality, efficiency, scale and structure. With the rapid development of regional economy, Yingkou bank has created remarkable achievements and made a healthy development Road. In recent years, the main financial data of Yingkou bank has increased at an average annual rate of about 15%. The asset scale of Yingkou bank is nearly 130 billion yuan. It has built a three-dimensional and multi-channel service system composed of physical outlets, online banking, mobile banking, wechat banking, self-service banking, telephone banking, etc., and formed many business sectors and functions such as corporate business, retail business, investment business, etc Diversified, rich in content and distinctive product system, the level of financial services continued to leap. Yingkou bank regards management quality as enterprise life. In recent years, Yingkou bank's provision coverage ratio, liquidity ratio, capital profit rate, asset profit rate and other major regulatory indicators have always maintained a good level in China's banking industry, and have been rated as the better regulatory level of national financial institutions by China Banking Regulatory Commission for many consecutive years. Relying on the healthy development of various businesses and the continuous improvement of business quality, Yingkou bank has been widely recognized by all walks of life. In 2013, it was selected as "China city jinkoubei service bank" by the 9th Annual Meeting of Chinese financial experts; in 2016, it was rated as "jinkoubei characteristic bank Award". In 2009, with the support of CBRC policy, Yingkou bank started the cross regional business strategy process. On June 6, 2009, Shenyang Branch, a foreign branch of Yingkou bank, officially opened. Since then, the regional development of Yingkou bank has been speeding up. From 2010 to 2016, Dalian Branch, Harbin branch, Huludao branch, Anshan Branch, Yingkou Branch, small enterprise financial service center, Dandong Branch, Panjin branch, Benxi Branch and Liaoyang Branch have been successively established, with comprehensive competition With the continuous strength, Yingkou bank will develop financial innovation and services in a larger scope. At present, 11 branches of Yingkou Bank jointly serve the market, realizing the complementary and coordinated development of the three economic regional markets of Liaoning coastal economic belt, Bohai economic circle and northeast old industrial base, and steadily advancing the strategic layout of regional business network. In the process of regional development, Yingkou bank adheres to the service concept of "thinking for you", constantly optimizes corporate governance, continuously strengthens service management and brand construction, expands the business characteristics of "partner bank of small and medium-sized enterprises" and "housekeeper Bank of public life" to a broader area, and creates a high-quality brand image of Yingkou bank. The characteristic "partner bank of small and medium-sized enterprises" helps small enterprises and makes big dreams. Since its establishment, Yingkou bank has unswervingly adhered to the market orientation of serving small and medium-sized micro enterprises, penetrated into the market, got close to customers, inspired and made great efforts to create. In its business dealings with many small and medium-sized micro enterprises, Yingkou bank has mastered the core technical expertise of financial services for small and medium-sized enterprises, formed a unique competitive advantage and created a distinctive brand of "partner bank for small and medium-sized enterprises" 。 Since the establishment of the bank, Yingkou bank has invested more than 400 billion yuan of credit resources to support the development of small and medium-sized enterprises. The loan amount of small and medium-sized enterprises accounts for more than 90% of all the loans of Yingkou bank, and the loan amount of small and micro enterprises accounts for 70%, making sustained efforts and contributions to promoting the development of small and medium-sized enterprises. In recent years, the adjustment of economic structure under the "new normal" has been pushed forward in depth. Facing the complex and changeable market environment, Yingkou bank vigorously promotes the innovation of service mode, business product and process mechanism, and establishes a set of unique comprehensive service plan. Based on the requirements of bank risk control, Yingkou bank will give full play to its advantages to promote the good performance of small and medium-sized micro enterprises and strategic emerging industries Development. Since its establishment, Yingkou bank has been adhering to the service concept of "think for you", enriching products, innovating services, broadening channels and strengthening cooperation in combination with the needs of local people's financial life, and striving to build a "Butler bank for people's life". At present, more than 100 branches of Yingkou bank have adapted measures to local conditions. They are famous for their professional expertise, intimate service, rich products and convenient services. They have created a service brand with distinctive characteristics in the field of personal financial services. With sustained efforts, Yingkou bank's business product system is constantly enriched. At present, Yingkou bank has formed a multi-dimensional and three-dimensional personal financial service system consisting of savings, financial management, investment, personal credit, intermediary business, card business, private banking service, value-added service, etc., with nearly 100 product services available for citizens to choose freely. The continuous expansion of service channels and the innovation of service platform provide a broader channel for the improvement of service quality of Yingkou bank. Over the years, Yingkou bank has continued to speed up the construction of online banking, and has formed a multi-channel and three-dimensional service system composed of physical outlets, online banking, mobile banking, wechat banking, self-service bank, electronic payment platform, etc. the electronic diversion rate of online channels has exceeded 60%, becoming the main service channel. With the continuous improvement of online payment system, Yingkou bank's online banking has successfully realized the expansion from functional electronic channel construction to comprehensive open network platform, and is bringing more experience to customers. In addition to financial services, Yingkou bank also gives full play to the platform effect, integrates and gathers resources, realizes the one-stop payment of living expenses such as water, electricity, gas, telephone fee, heating fee, etc. through the payment of Yingkou bank, and realizes the win-win situation among banks, businesses and customers relying on the business of Yingkou bank card; We will deliver services to thousands of households and improve service quality by building a public welfare service system with the main forms of public welfare services, green channels, public welfare propaganda, community friendship, etc.

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