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Shanghai Dianrong Financial Information Service Co., Ltd. is an Internet lending platform, which is jointly founded in China by soul htie, the co-founder of lending club, the world's largest Internet lending company, and Guo Yuhang, a Chinese financial legal lawyer. Dianrong.com focuses on using technology to connect investors and individuals or enterprises with loan needs, and provides online information opening services. Point finance network uses technology to reduce the borrowing cost and improve the return of investors. Through the operation of the domestic team and the introduction of the technology and management experience of lendingclub, a large global online lending platform, dotcom has built a transparent, user-friendly and easy-to-use online investment and financing platform, which matches the lenders and borrowers independently, and solves the urgent loan and financing problems for the vast number of people and small and medium-sized enterprises in China. At the same time, the use of Internet technology to achieve a lower audit cost, and split the loan share, to achieve self-service lending: so that individuals with idle capital lending and individuals or enterprises with loan needs can be matched successfully online through point finance network. The borrower applies for loan on dianrong.com by filling in personal information and submitting relevant materials. At present, the loan amount that can be applied for is between RMB 25 million and RMB 2 million, and the term is from 3 months to 18 months, and two repayment methods are provided, i.e. equal amount of principal and interest and monthly repayment of principal and interest at maturity. Investors can search and browse the loan list on dianrong.com, check the loan information verified and audited by dianrong.com, and choose the loan project and investment amount for investment by themselves.

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