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Founded in 1817, a highly diversified North American financial service institution and a large-scale wealth management institution in Canada, BMO financial group (stock code of New York Stock Exchange and Toronto Stock Exchange: BMO) is a highly diversified financial service institution, which provides customers with a wide range of financial services through a single point of contact in the name of Mandi bank. At July 31, 2010, we had $397 billion in assets and employed more than 3400 employees. BMO provides a wide range of retail banking, wealth management and investment wealth management products and services. We serve Canadian customers through BMO Bank of Montreal ®, our private and commercial banking services, BMO bittburns ®, one of Canada's largest wealth management institutions, and BMO capital markets, our North American investment and corporate banking division. For customers in the United States, their services are provided through Harris, a community bank with a network in the Chicago area and a major Midwest financial services institution with wealth management offices in the United States, and BMO capital markets, our North American investment and corporate banking division. We provide our customers with a wide range of financial services through a single point of contact to help them manage their financial affairs. Our financial services professionals can provide access to any service within our overall business as required by our customers.

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