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Xiaoying financial management is an internet financial platform in China to sell Zhongan insurance principal and interest full guarantee financial management products. Zhongan insurance, the strategic partner of small win financing, provides full guarantee of principal and interest for the financing products sold in Zhongan insurance zone of small win platform. Zhongan insurance, co founded by ant financial, Tencent and Ping An of China, is called "Sanma insurance". As an Internet insurance company in China, Zhongan is also a financial technology company that drives financial development with technological innovation, with a valuation of more than 50 billion yuan. Zhongan insurance cooperates with high-quality Internet institutions and financial institutions to provide full guarantee of principal and interest for high-quality selected and strictly risk controlled financial products sold on Xiaoying financial management platform. If the user selects Zhongan insurance full principal and interest guarantee financial product in Xiaoying financial management, he / she can receive the full policy of principal + income. If the financial product is overdue, Zhongan insurance will automatically make compensation to the account through the system within two working days. At present, Zhongan insurance of small win financing fully guarantees the high-quality assets of online loan financing products, monetary funds and other professional institutions. The online loan financing products start to be invested at 100 yuan, interest is calculated on the same day, and T + 0 cash is withdrawn to support wechat payment. Small win financing has obtained a round of 400 million yuan financing from Chow Tai Fook enterprises. In March 2017, it has obtained B round financing of 1 billion yuan from Suzhou Golden Mantis enterprise, industrial fund under Jinke entertainment, Shanghai urban real estate Holding Co., Ltd. and Bainian Kangcheng health management group. In April, the bank signed a capital deposit agreement with Huarui bank in Shanghai. In May, the bank deposit was put online. In June, the cumulative turnover exceeded 70 billion yuan. In November, the cumulative turnover exceeded 100 billion yuan.

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