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快钱是国内领先的独立第三方支付企业，旨在为各类企业及个人提供安全、便捷和保密的综合电子支付服务。目前，快钱是支付产品最丰富、覆盖人群最广泛的电子支付企业，其推出的支付产品包括但不限于人民币支付，外卡支付，神州行卡支付，联通充值卡支付，VPOS支付等众多支付产品，支持互联网、手机、电话和POS等多种终端，满足各类企业和个人的不同支付需求。

流动资金是企业生存发展的命脉。在信息技术高速发展的今天，电子商务的应用范畴已经由最初的B2C零售扩展到更为广阔的B2B领域，越来越多的传统企业依托电子商务来改善产、供、销整体效率，以提高竞争力。这对企业的流动资金管理提出了严峻的挑战，同时也为企业加速发展创造了机遇。作为国内领先的信息化金融服务提供商，快钱致力于利用信息化平台为企业打造专业高效的流动资金管理解决方案，帮助企业快速获取和优化现金流，从而加速企业发展。

中短期的资金流动性管理一向是所有企业领导者共同关注的核心问题。高效的流动资金管理能够帮助企业快速获取和优化现金流，从而扩大业务规模、提升利润空间，实现健康持续的高速发展。特别是，随着信息技术革命的加剧，电子商务在全球范围内持续普及和深化，我国电子商务的应用范畴正在由简单的B2C交易向更为复杂的B2B领域大规模渗透，在这一趋势下，如何能让资金流转的更快，以适应新时代企业发展的需要，既是企业面对的现实挑战，也是企业实现超越发展的机遇所在。

与此同时，信息化金融时代的到来，使得以信息技术优化流动资金管理成为了可能。作为专业的信息化金融服务提供商，快钱依托于与各大银行的战略合作伙伴关系，打造了跨银行、跨地域、跨网络的信息化平台。以此为基础，快钱针对企业现结、赊销、预付三种业务经营模式，向企业提供电子收付款，企业电子采购账户等创新产品组合，形成一整套专业高效的流动资金管理解决方案，实现了资金流与信息流的无缝整合，帮助企业提升资金流转效率。

借助快钱专业高效的流动资金管理解决方案，企业能够快速获取和优化现金流，实现整体效率的提升，加速业务发展;同时，快钱的解决方案还打通并盘活了产业链上下游的资金流，有助于提高产业链乃至整个社会的资金流转效率，推进电子商务向传统行业的普及和渗透，带动社会整体生产效率的提升。正因如此，快钱所代表的信息化金融服务产业被列为国家重点支持和鼓励的战略性新兴产业，成为优化社会资源配置、推动国家产业结构升级、引导未来经济社会发展的重要推动力量。

为了推进信息化金融服务的发展和落地，快钱在国内业已形成了完善的战略布局。公司总部位于上海，在北京、广州、深圳等地设有分公司，在天津设有金融服务公司，并在南京设立了全国首家创新型金融服务研发中心，形成了一支超过1,300人的专业化服务团队。如今，快钱正在与超过270万家商业合作伙伴一道，共同见证着信息化金融服务的巨大价值。快钱的流动资金解决方案不仅广泛应用于商旅、保险、电子商务、物流等现代化服务产业之中，也渗透到制造、医药、服装等传统领域;合作伙伴覆盖东方航空、南方航空、平安集团、中国人寿、京东商城、当当网、宅急送、百度、新浪、李宁、联想、戴尔、神州数码等各行业内领军企业。2011年，快钱交易量总额突破了12,000亿元人民币。

快钱严格遵守金融服务领域的相关政策法规，以安全合规为前提，积极推进各类创新型金融服务的发展和应用。2011年5月快钱首批荣获央行颁发的《支付业务许可证》，并担任中国支付清算协会常务理事。

Fast money is a leading independent third-party payment enterprise in China, aiming to provide safe, convenient and confidential comprehensive electronic payment services for all kinds of enterprises and individuals. At present, fast money is the electronic payment enterprise with the richest payment products and the widest coverage of people. Its payment products include but are not limited to RMB payment, foreign card payment, Shenzhou bank card payment, Unicom top up card payment, VPOS payment and many other payment products. It supports various terminals such as Internet, mobile phone, telephone and POS to meet the different payment needs of various enterprises and individuals. Liquidity is the lifeblood of the survival and development of enterprises. With the rapid development of information technology, the application of e-commerce has expanded from the initial B2C retail to a broader B2B field. More and more traditional enterprises rely on e-commerce to improve the overall efficiency of production, supply and marketing, so as to improve competitiveness. This poses a severe challenge to the management of the enterprise's working capital and creates an opportunity for the enterprise to accelerate its development. As a leading information-based financial service provider in China, fast money is committed to using the information platform to create a professional and efficient liquidity management solution for enterprises, to help enterprises quickly acquire and optimize cash flow, so as to accelerate the development of enterprises. Short and medium term liquidity management has always been the core issue that all business leaders pay attention to. Efficient liquidity management can help enterprises to quickly obtain and optimize cash flow, so as to expand business scale, improve profit space, and achieve healthy and sustainable high-speed development. Especially, with the aggravation of information technology revolution, e-commerce continues to be popularized and deepened all over the world, and the application scope of e-commerce in China is permeating from simple B2C transaction to more complex B2B field on a large scale. In this trend, how to make the capital flow faster to meet the needs of the development of enterprises in the new era is not only the practical challenge for enterprises, but also the practical challenge for enterprises The opportunity for enterprises to achieve beyond development lies in. At the same time, the arrival of information finance makes it possible to optimize the management of working capital with information technology. As a professional information financial service provider, fast money relies on the strategic partnership with major banks to build a cross bank, cross region, cross network information platform. On this basis, fast money provides enterprises with innovative product combinations such as e-payment, e-procurement account, etc. for three business operation modes of cash settlement, credit sale and prepayment, forming a set of professional and efficient liquidity management solutions, realizing the seamless integration of capital flow and information flow, and helping enterprises improve the efficiency of capital flow. With the help of fast money professional and efficient liquidity management solutions, enterprises can quickly acquire and optimize cash flow, improve overall efficiency and accelerate business development; At the same time, the fast money solution also opens up and enlivens the capital flow upstream and downstream of the industrial chain, helps to improve the capital flow efficiency of the industrial chain and the whole society, promotes the popularization and penetration of e-commerce to traditional industries, and promotes the overall production efficiency of the society. For this reason, the information-based financial service industry represented by fast money has been listed as a strategic emerging industry supported and encouraged by the state, which has become an important driving force for optimizing the allocation of social resources, promoting the upgrading of national industrial structure and guiding the future economic and social development. In order to promote the development and implementation of information-based financial services, fast money has formed a sound strategic layout in China. Headquartered in Shanghai, the company has branches in Beijing, Guangzhou, Shenzhen and other places, financial service companies in Tianjin and the first innovative financial service R & D center in Nanjing, forming a professional service team of more than 1300 people. Today, fast money is witnessing the great value of information-based financial services together with more than 2.7 million business partners. Fast money liquidity solutions are not only widely used in modern service industries such as business travel, insurance, e-commerce and logistics, but also in traditional fields such as manufacturing, medicine and clothing; The partners cover leading enterprises in various industries, such as China Eastern Airlines, China Southern Airlines, Ping An Group, China Life Insurance, Jingdong Mall, dangdang.com, zhaijisheng, Baidu, Sina, Li Ning, Lenovo, Dell, digital China, etc. In 2011, the total volume of fast money transactions exceeded 120 billion yuan. Fast money strictly abides by the relevant policies and regulations in the field of financial services, and actively promotes the development and application of various innovative financial services on the premise of safety and compliance. In May 2011, Kuaixin won the first batch of payment business license issued by the central bank and served as the executive director of China payment and clearing Association.

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