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银联商务有限公司是中国银联控股的，专门从事银行卡受理市场建设和提供综合支付服务的机构，成立于2002年12月，总部设在上海市浦东新区。银联商务是首批获得人民银行《支付业务许可证》的支付机构，也是人民银行确定的21家重点支付机构之一。

在中国人民银行领导下，在中国银联的指导下，银联商务以“服务社会、方便大众”为理念，坚持履行企业公民的社会责任，致力于改善中国银行卡受理环境和电子支付环境，竭诚为发卡机构、商户、企业和广大持卡人提供优质、高效、安全、规范的综合支付服务。

成立十年以来，银联商务伴随着支付产业发展而不断成长壮大。根据中国银联以及赛迪经智、艾瑞咨询、易观智库等专业咨询机构相关数据显示，银联商务在国内支付市场处于领先地位，非金融支付行业综合支付市场份额排名第一，第三方支付企业和银行业金融机构共同参与的银行卡收单市场份额排名第一，互联网支付市场份额排名第三。在最新发布的“尼尔森报告”《2012年度全球收单机构排名表》中，银联商务在全卡种收单交易笔数排名表中位居亚太地区第二，全球第21位。

成立十年以来，银联商务建立了南到海南三沙市永兴岛、北抵黑龙江黑河，覆盖全国所有地级以上城市的服务网络，并加快向发达县镇乡等农村地区拓展，在全国形成专业化、全方位的服务态势，有力促进了银行卡整体受理环境的建设，有效发挥了银行卡支付在节约社会成本、提高支付效率、扩大内需、拉动GDP增长方面的积极作用。截止2014年2月底，银联商务已在全国除台湾以外的所有省级行政区设立机构，市场网络覆盖全国337个地级以上城市，覆盖率为100%，服务特约商户282.5万家，维护POS终端375.2万台，服务ATM1.9万台，服务自助终端15.5万台，便民缴费终端130.8万台，覆盖百货商超、餐饮酒店、航空旅游、财税金融、电商物流、生产型企业等多个行业，成为国内最大的银行卡收单专业化服务机构。

长期以来，公司一直把社会责任放在首位，在发展市场的同时高度重视业务风险，高度关注公民和企业资金安全；在发展直辖市和省会中心城市受理环境的同时，积极响应国家惠及民生、服务“三农”的号召，参与惠农支付环境建设，推动助农取款业务的开展，解决乡村金融产品覆盖严重不足的问题，改善二级地市和县、镇乡的银行卡受理环境；用实际行动践行“服务社会、方便大众”的责任理念，利用遍布全国的POS、ATM、自助终端等电子支付终端和渠道，推出“全民付”便民支付品牌，开发立足民生、服务民愿的支付产品，满足公众的便利支付需求，不断完善社会服务功能。2012年，银联商务发布支付行业首份社会责任报告，彰显了银联商务作为国内支付市场领先企业积极履行社会责任的理念。

实力奠定优势，梦想点燃希望。秉承“打造综合支付与信息服务提供商”的经营理念，依托银行卡受理市场的传统优势，面向未来，银联商务将以更加丰富的服务渠道、更加灵活的服务手段、更加专业的服务技术，努力为客户提供全方位、差异化、高品质的综合支付服务，继续为改善银行卡受理市场和国内综合支付环境贡献力量。

UnionPay Business Co., Ltd. is an institution controlled by China UnionPay, which is specialized in the construction of bank card acceptance market and the provision of comprehensive payment services. It was established in December 2002, with its headquarters in Pudong New Area, Shanghai. UnionPay business is one of the first payment institutions to obtain the "payment business license" of the people's Bank of China and one of the 21 key Payment institutions determined by the people's Bank of China. Under the leadership of the people's Bank of China and under the guidance of China UnionPay, UnionPay business adheres to the concept of "serving the society and facilitating the public", adheres to the social responsibility of corporate citizens, is committed to improving the acceptance environment and electronic payment environment of bank cards in China, and wholeheartedly provides high-quality, efficient, safe and standardized comprehensive payment services for issuers, merchants, enterprises and cardholders 。 Since its establishment ten years ago, UnionPay business has grown with the development of payment industry. According to the relevant data of China UnionPay, CCIC, iResearch and Analysys think tank, UnionPay business is in a leading position in the domestic payment market, ranking first in the market share of comprehensive payment in the non-financial payment industry, first in the market share of bank card receipt jointly participated by third-party payment enterprises and banking financial institutions, and Internet payment market share Third place. In the latest "Nielsen report" 2012 global acquirer ranking table, UnionPay business ranks the second in Asia Pacific region and the 21st in the world in the ranking table of total card types of acquirer transactions. Since its establishment ten years ago, UnionPay business has established a service network from Yongxing island in Sansha City, Hainan Province in the south to Heihe in Heilongjiang Province in the north, covering all cities above prefecture level in the country, accelerating the expansion to developed counties, towns and townships and other rural areas, forming a professional and all-round service situation in the country, effectively promoting the construction of the overall acceptance environment of bank cards, and effectively playing the role of bank card payment in the festival The positive effects of reducing social costs, improving payment efficiency, expanding domestic demand and stimulating GDP growth. As of the end of February 2014, UnionPay business has set up institutions in all provincial administrative regions except Taiwan. The market network covers 337 cities above prefecture level in China, with a coverage rate of 100%. It serves 2.825 million special merchants, 3.752 million POS terminals, 19.000 ATMs, 15.5 million self-service terminals, 1.338 million convenience payment terminals, department stores, supermarkets, restaurants and hotels , aviation tourism, finance and taxation, e-commerce logistics, production-oriented enterprises and other industries have become the largest professional service organization for bank card receipt in China. For a long time, the company has always put social responsibility first, attached great importance to business risks while developing the market, and paid great attention to the safety of citizens and enterprise funds; while developing the acceptance environment of municipalities directly under the central government and central cities of provincial capitals, the company actively responded to the call of the state to benefit the people's livelihood and serve the "three rural" issues, participated in the construction of the payment environment for farmers, promoted the development of the business of helping farmers to withdraw funds, and solved the problems Solve the problem of serious insufficient coverage of rural financial products, improve the bank card acceptance environment of secondary cities, counties, towns and townships; practice the responsibility concept of "serving the society and facilitating the public" with practical actions, use POS, ATM, self-service terminals and other electronic payment terminals and channels all over the country, launch the "universal payment" convenient payment brand, and develop payment products based on the people's livelihood and serving the people's wishes Products, to meet the public's demand for convenient payment, and constantly improve the social service function. In 2012, UnionPay business released the first social responsibility report of the payment industry, highlighting the concept of UnionPay business as a leading enterprise in the domestic payment market to actively perform social responsibility. Strength lays the foundation for superiority and dreams ignite hope. Adhering to the business philosophy of "building a comprehensive payment and information service provider", relying on the traditional advantages of bank card acceptance market, facing the future, UnionPay business will strive to provide customers with comprehensive, differentiated and high-quality comprehensive payment services with more abundant service channels, more flexible service means and more professional service technology, and continue to improve bank card acceptance Contribution of market and domestic comprehensive payment environment.

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