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Jinshang Bank Co., Ltd. (hereinafter referred to as Jinshang bank) was officially established on February 28, 2009 with the approval of China Banking Regulatory Commission. It is a joint-stock commercial bank with its head office in Taiyuan, Shanxi Province. Adhering to the corporate culture concept of "integrity, innovation and practical work", Shanxi commercial bank aims to serve and boost the economic development of Shanxi Province, build its core competitiveness, and become a high-quality regional listed bank with scientific mechanism, distinctive features, risk control in place and perfect functions. It has set up four directions of "regional development, differentiated competition, comprehensive operation and network service", We have been deeply involved in Shanxi market, serving local economy, serving small and medium-sized enterprises, serving urban residents, serving Internet users, continuously adjusting business structure, continuously changing business growth mode, continuously improving business competitiveness, continuously promoting business innovation, and gradually growing into a joint-stock commercial bank with certain influence in the national urban commercial Bank and provincial financial industry. Since its establishment, Shanxi commercial bank has continuously strengthened the construction of the party, adhered to the responsibility and responsibility under the correct leadership of the Party committee, steadily promoted the internal reform of "strengthening the public, doing fine retail, implementing risk control and optimizing operation", vigorously promoted the adjustment of industry, industry, product and customer structure and business transformation, and constantly explored the capital saving development path with low capital consumption and high economic efficiency 。 Establish and continuously improve the corporate governance system for the target listed companies. Establish the shareholders' meeting, board of directors, board of supervisors and senior management, "three meetings and one level" internal operation structure, with clear authority and smooth operation. The share capital structure includes state-owned shares, state-owned legal person shares, other domestic legal person shares and individual shares. With the introduction of central enterprises, after a new round of capital increase and share expansion, the shareholder structure will be more reasonable. With more than eight years of development, Shanxi commercial bank has achieved the full coverage of central cities in the province, with 13 secondary branches, 98 traditional sub branches and 62 community sub branches under its jurisdiction. We invested in the establishment of Qingxu Rural Bank of Shanxi merchants and initiated the establishment of Shanxi Merchants consumer finance company. Layout Internet finance, actively explore the "Internet plus channel", the construction of various virtual channels such as Internet banking, mobile phone bank, WeChat bank, direct bank and other widely extend service antennae, forming a "line offline integration" financial services structure. Since its establishment, Shanxi commercial bank has given full play to the advantages of local legal person banks, actively raised credit funds, continuously innovated financing tools, supported major projects, closely cooperated with government, bank and enterprise, practiced the concept of Inclusive Finance, promoted the development of small and micro enterprises, and improved the development and growth of people's livelihood. In the past eight years, we have been meeting market demands, innovating financial products, and innovating the financing mode of urban village reconstruction projects. Form the core brand business of "promoting wealth"; enrich the personal loan products such as "card easy loan", "deposit and loan", "business easy loan" and "house mortgage"; launch the community bank brand of "distant relatives are inferior to" Jinlin "; promote the quick payment means such as" Jinshang quick payment "and gradually establish a good social image. By the end of June 2017, the total assets, deposit balance and loan balance of Shanxi commercial bank had reached 179896 million yuan, 127.813 billion yuan and 82.099 billion yuan, respectively; the accumulated operating profit, net profit and tax paid had amounted to 14.772 billion yuan, 7.329 billion yuan and 5.129 billion yuan respectively.

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