晋商银行品牌怎么样申请店铺

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晋商银行在银行行业中的票数：401 更新时间：2025-07-10

晋商银行是哪个国家的品牌？「晋商银行」是晋商银行股份有限公司旗下著名品牌。该品牌发源于山西省太原市，由创始人阎俊生在1998-10-16期间创立，经过多年的不懈努力和高速发展，现已成为行业的标杆品牌。

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晋商银行股份有限公司（简称晋商银行，英文JINSHANG BANK CO.,LTD）经中国银监会批准于2009年2月28日正式挂牌成立，是一家总行设在山西太原的股份制商业银行。

晋商银行秉承“诚信、创新、实干”的企业文化理念，以服务和助推山西经济发展，打造核心竞争力，成为一家机制科学、特色鲜明、风控到位、功能完善的精品区域性上市银行为发展愿景，立足“区域化发展、差异化竞争、综合化经营、网络化服务”四个方向，深耕山西市场，服务地方经济，服务中小企业，服务城镇居民，服务互联网用户，持续调整业务结构、持续改变业务增长方式、持续提升业务竞争力、持续推进业务创新，逐步成长为在全国城商行和全省金融同业中具有一定影响力的股份制商业银行。

成立以来，晋商银行不断加强党的建设，在党委的正确领导下，坚守责任担当，稳步推进“做强对公、做精零售、做实风控、做优运营”内部改革，大力推动行业、产业、产品、客户结构的调整和业务转型，不断探索低资本消耗、高经济效益的资本节约式发展道路。对标上市公司，建立并不断完善公司治理体系。建立股东大会、董事会、监事会、高级管理层，“三会一层”内部运行架构，职权明晰，运行顺畅。股本结构包括国有股、国有法人股、其他境内法人股、个人股四类。随着央企引入，经过新一轮的增资扩股后，股东结构将更加合理。

八年多的发展，晋商银行实现了省内中心城市全覆盖，下辖13家二级分行，98家传统支行、62家社区支行。投资设立清徐晋商村镇银行，发起成立晋商消费金融公司。布局互联网金融，积极探索“互联网+渠道”，网上银行、手机银行、微信银行、直销银行等多种虚拟渠道的建设广泛延伸服务触角，形成“线下线上一体化”金融服务大格局。

成立至今，晋商银行充分发挥地方法人银行优势，积极筹措信贷资金，不断创新融资工具，在支持重大项目，密切政银企合作，践行普惠金融理念，助推小微企业发展，改善民生中发展壮大。八年间，不断满足市场需求，持续创新金融产品，创新城中村改造项目融资模式。形成“晋升财富”核心品牌业务；丰富“卡易贷”“存贷通”“商易贷”“房抵贷”等个贷产品；打响“远亲不如‘晋邻’”的社区银行品牌；推广“晋商快付”等快捷支付手段，逐步树立良好社会形象。

至2017年6月末，晋商银行资产总额、存款余额、贷款余额分别达到1798.96亿元、1278.13亿元、820.99亿元；累计实现经营利润147.72亿元、净利润73.29亿元，累计上缴税费51.29亿元。

Jinshang Bank Co., Ltd. (hereinafter referred to as Jinshang bank) was officially established on February 28, 2009 with the approval of China Banking Regulatory Commission. It is a joint-stock commercial bank with its head office in Taiyuan, Shanxi Province. Adhering to the corporate culture concept of "integrity, innovation and practical work", Shanxi commercial bank aims to serve and boost the economic development of Shanxi Province, build its core competitiveness, and become a high-quality regional listed bank with scientific mechanism, distinctive features, risk control in place and perfect functions. It has set up four directions of "regional development, differentiated competition, comprehensive operation and network service", We have been deeply involved in Shanxi market, serving local economy, serving small and medium-sized enterprises, serving urban residents, serving Internet users, continuously adjusting business structure, continuously changing business growth mode, continuously improving business competitiveness, continuously promoting business innovation, and gradually growing into a joint-stock commercial bank with certain influence in the national urban commercial Bank and provincial financial industry. Since its establishment, Shanxi commercial bank has continuously strengthened the construction of the party, adhered to the responsibility and responsibility under the correct leadership of the Party committee, steadily promoted the internal reform of "strengthening the public, doing fine retail, implementing risk control and optimizing operation", vigorously promoted the adjustment of industry, industry, product and customer structure and business transformation, and constantly explored the capital saving development path with low capital consumption and high economic efficiency 。 Establish and continuously improve the corporate governance system for the target listed companies. Establish the shareholders' meeting, board of directors, board of supervisors and senior management, "three meetings and one level" internal operation structure, with clear authority and smooth operation. The share capital structure includes state-owned shares, state-owned legal person shares, other domestic legal person shares and individual shares. With the introduction of central enterprises, after a new round of capital increase and share expansion, the shareholder structure will be more reasonable. With more than eight years of development, Shanxi commercial bank has achieved the full coverage of central cities in the province, with 13 secondary branches, 98 traditional sub branches and 62 community sub branches under its jurisdiction. We invested in the establishment of Qingxu Rural Bank of Shanxi merchants and initiated the establishment of Shanxi Merchants consumer finance company. Layout Internet finance, actively explore the "Internet plus channel", the construction of various virtual channels such as Internet banking, mobile phone bank, WeChat bank, direct bank and other widely extend service antennae, forming a "line offline integration" financial services structure. Since its establishment, Shanxi commercial bank has given full play to the advantages of local legal person banks, actively raised credit funds, continuously innovated financing tools, supported major projects, closely cooperated with government, bank and enterprise, practiced the concept of Inclusive Finance, promoted the development of small and micro enterprises, and improved the development and growth of people's livelihood. In the past eight years, we have been meeting market demands, innovating financial products, and innovating the financing mode of urban village reconstruction projects. Form the core brand business of "promoting wealth"; enrich the personal loan products such as "card easy loan", "deposit and loan", "business easy loan" and "house mortgage"; launch the community bank brand of "distant relatives are inferior to" Jinlin "; promote the quick payment means such as" Jinshang quick payment "and gradually establish a good social image. By the end of June 2017, the total assets, deposit balance and loan balance of Shanxi commercial bank had reached 179896 million yuan, 127.813 billion yuan and 82.099 billion yuan, respectively; the accumulated operating profit, net profit and tax paid had amounted to 14.772 billion yuan, 7.329 billion yuan and 5.129 billion yuan respectively.

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