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中国建设银行股份有限公司（“本行”）的历史可以追溯到1954年，成立时的名称是中国人民建设银行，当时是财政部下属的一家国有独资银行，负责管理和分配根据国家经济计划拨给建设项目和基础建设相关项目的政府资金。1979年，中国人民建设银行成为一家国务院直属的金融机构，并逐渐承担了更多商业银行的职能。

随着国家开发银行在1994年成立，承接了中国人民建设银行的政策性贷款职能，中国人民建设银行逐渐成为一家综合性的商业银行。1996年，中国人民建设银行更名为中国建设银行。

本行由本行前身中国建设银行根据中国公司法规定的分立程序于2004年9月成立。在银监会于2004年9月14日批准之后，本行、中国建投与汇金公司于2004年9月15日签署分立协议，根据此份协议，中国建设银行分立为本行和中国建投。本行于2004年9月17日成立为一家股份制商业银行。

2005年10月27日本行Ｈ股在香港联合交易所挂牌上市（股票代码为939），2007年9月25本行Ａ股在上海证券交易所挂牌上市（股票代码为601939）。

龙卡双币种信用卡（以下简称“双币种信用卡”）是中国建设银行（以下简称“发卡银行”）发行的龙卡系列产品，是发卡银行向社会公开发行的、持卡人可在发卡银行核定的信用额度内先用款后还款、并可在中国境内（不含港澳台，下同）和境外（含港澳台，下同）使用、以人民币和指定外汇分别结算的信用支付工具。

The history of China Construction Bank Co., Ltd. ("the bank") can be traced back to 1954, when it was founded as the people's Construction Bank of China. At that time, it was a wholly state-owned bank under the Ministry of finance, responsible for the management and distribution of government funds allocated to construction projects and infrastructure related projects in accordance with the national economic plan. In 1979, the people's Construction Bank of China became a financial institution directly under the State Council, and gradually assumed more functions of commercial banks. With the establishment of the National Development Bank in 1994, it has undertaken the policy loan function of the people's Construction Bank of China, which has gradually become a comprehensive commercial bank. In 1996, the people's Construction Bank of China changed its name to China Construction Bank. The bank was established in September 2004 by China Construction Bank, the predecessor of the bank, in accordance with the separation procedure stipulated in the company law of China. After the approval of CBRC on September 14, 2004, the bank, China Construction Investment and Huijin Company signed a separation agreement on September 15, 2004. According to this agreement, China Construction Bank was divided into the bank and China construction investment. The bank was established as a joint-stock commercial bank on September 17, 2004. On October 27, 2005, H shares of the Bank of Japan were listed on the stock exchange of Hong Kong (Stock Code: 939), and on September 25, 2007, a shares of the bank were listed on the Shanghai Stock Exchange (Stock Code: 601939). Long card dual currency credit card (hereinafter referred to as "dual currency credit card") is a series of long card products issued by China Construction Bank (hereinafter referred to as "issuing bank"), which is issued to the public by issuing bank, and can be used first and then repaid within the credit limit approved by issuing bank, and can be used in China (excluding Hong Kong, Macao and Taiwan, the same below) and overseas (including Hong Kong, Macao and Taiwan, the same below) The same as) credit payment instruments that are separately settled in RMB and designated foreign exchange.

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