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荷兰合作银行又称拉博银行。荷兰农业合作银行（RABOBANKNEDERL-ANDS），是由荷兰数家农村信用社于1973年合并而成，是农民自己的合作银行，主要从事农业、农业机械和食品工业等行业的金融交易。是荷兰的第2大银行，在世界各大银行中居第31位，目前荷兰农业合作银行已在北京、上海等地设有办事处，在中国已经与浙江、天津两地的农村金融机构进行了合作。荷兰合作银行已成功入股杭州联合银行，另外，还有意与辽宁农村信用社结盟，目前双方已正式签署了合作协议。荷兰合作银行的两大特点，一是资产质量高，二就是合作制的运作模式。

荷兰合作银行已经连续20多年获得了标准普尔(1984年至今)及穆迪(1985年至今)的AAA评级。2005年的资产总额达5060亿欧元，纯利润约为21亿欧元，核心资本比率11.6%，股本回报率9.1%。截止2013年，集团在全球37个国家设有1516个分支机构，员工达51000人，私人及企业客户达900万名，在荷兰拥有150万名会员。

荷兰合作银行自2001年连续被全球金融杂志评为全球十大最安全的银行之一，根据2005年瑞士资产管理调查，荷兰合作银行被评为欧洲最具持续发展力的银行，并在环球金融机构中名列第二。荷兰合作银行能够取得今天这样的业绩，我们认为合作制的制度安排、精选业务领域、低风险的资产组合和强有力的资本基础、注重自身内部的成长等因素，确实是发挥了非常大的作用。

Rabobank is also known as Rabobank. Rabobank nederl-ands is a cooperative bank of farmers, which is formed by the combination of several rural credit cooperatives in the Netherlands in 1973. It is mainly engaged in financial transactions in agriculture, agricultural machinery, food industry and other industries. It is the second largest bank in the Netherlands and the 31st largest bank in the world. At present, the Agricultural Cooperation Bank of the Netherlands has set up offices in Beijing, Shanghai and other places, and has cooperated with rural financial institutions in Zhejiang and Tianjin in China. ABN AMRO has successfully invested in Hangzhou United Bank. In addition, it intends to form an alliance with Liaoning Rural Credit Union. At present, the two sides have officially signed a cooperation agreement. There are two characteristics of Rabobank, one is the high quality of assets, the other is the operation mode of cooperative system. Rabobank has been rated AAA by standard & Poor's (1984 to date) and Moody's (1985 to date) for more than 20 consecutive years. In 2005, the total assets reached 506 billion euros, the net profit was about 2.1 billion euros, the core capital ratio was 11.6%, and the return on equity was 9.1%. As of 2013, the group has 1516 branches in 37 countries with 51000 employees, 9 million private and corporate customers and 1.5 million members in the Netherlands. Since 2001, Rabobank has been rated as one of the ten safest banks in the world by the global financial magazine. According to the 2005 Swiss asset management survey, Rabobank has been rated as the most sustainable bank in Europe and ranked second in the global financial institutions. Rabobank is able to achieve today's performance. We believe that the institutional arrangement of the cooperation system, selected business areas, low-risk asset portfolio and strong capital base, focusing on its own internal growth and other factors really play a very important role.

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