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网银在线（北京）科技有限公司（以下简称网银在线）为京东集团全资子公司，是电子支付解决方案提供商，专注于为各行业提供安全、便捷的综合电子支付服务。自2003年成立，现有员工1200余人。业务覆盖到酒店、机票、留学汇款以及货物进出口贸易的结售汇与购付汇，为企业提供多方位的互联网金融支付解决方案。同时立足于金融创新，不断为用户提供极致便捷的支付体验，为商户提供安全快捷的在线支付、结算服务及行业解决方案。

网银在线与包括五大国有银行、银联在内的国内主要金融机构建立了战略合作关系，支持互联网、POS、手机等多种线上线下的终端支付形式，形成了网关支付、京东支付（快捷支付）、跨境支付、代付、POS支付、单用途预付卡系统技术等产品。

网银在线的合作商户已超过50万家，实现全行业的覆盖。陆续与旅游、票务、地产、婚恋、电商、交通、便民、理财、保险、O2O等各行业具有影响力的大商户合作。已链接并创建场景覆盖用户所有生活消费环：线上购物、生活消费、个人理财等。

网银在线解决方案覆盖航空、教育、旅游、数字娱乐、电子商务、零售、地产、汽车、P2P等多个行业，协助企业提升财务管理效率、拓展营收渠道，提供多元化金融解决方案。

Online banking online (Beijing) Technology Co., Ltd. (hereinafter referred to as online banking) is a wholly-owned subsidiary of Jingdong group, which is an electronic payment solution provider, focusing on providing safe and convenient comprehensive electronic payment services for various industries. Since its establishment in 2003, it has more than 1200 employees. The business covers the settlement and sale of foreign exchange and purchase and payment of foreign exchange in hotels, air tickets, overseas remittance and import and export trade of goods, providing enterprises with a multi-faceted Internet financial payment solution. At the same time, based on financial innovation, we will continue to provide users with extremely convenient payment experience, and provide merchants with safe and fast online payment, settlement services and industry solutions. Online banking has established a strategic cooperation relationship with major domestic financial institutions, including five state-owned banks and UnionPay. It supports Internet, POS, mobile phones and other online and offline terminal payment forms, forming gateway payment, JD payment (fast payment), cross-border payment, payment on behalf, POS payment, single purpose prepaid card system technology and other products. The number of online cooperative merchants of online banking has exceeded 500000, realizing the coverage of the whole industry. We have successively cooperated with influential large merchants in tourism, ticketing, real estate, marriage, e-commerce, transportation, convenience, financial management, insurance, o2o and other industries. Scenarios have been linked and created to cover all users' life consumption rings: online shopping, life consumption, personal finance, etc. Online banking solutions cover aviation, education, tourism, digital entertainment, e-commerce, retail, real estate, automobile, P2P and other industries, helping enterprises improve financial management efficiency, expand revenue channels, and provide diversified financial solutions.

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