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上海农商银行成立于2005年8月25日，是由上海国资控股、总部设在上海的法人银行，是在有着逾50年历史的上海农村信用社基础上整体改制而成的股份制商业银行。目前全行注册资本为80亿元人民币，营业网点近400家，员工总数超6000人。

自改制成立以来，上海农商银行不断完善公司治理、健全体制机制、坚持以改革创新为手段，扎实推进各项经营管理工作，加强业务拓展和风险防控，强化人才和科技支撑，市场份额稳步提升，盈利能力持续增强，转型发展成效初显，整体呈现良好的发展态势。截至2016年末，上海农商银行全行总资产近7000亿元，各项存款5234亿元，各项贷款3233亿元，2016年度实现净利润超58亿元。资产质量稳中向好，不良贷款余额、剪刀差余额、不良贷款率较年初成功实现“三降”。

“十三五”期间，围绕上海打造国际金融中心和加快城乡一体化建设的契机，上海农商银行将实施“独立上市、传统升级、新兴发力、管理转型、人才驱动”五个核心战略，坚持以客户为中心，深入推进经营转型，以综合的营销手段推动业务发展，以创新的金融产品服务目标客户，以完善的流程管理改善客户体验，提升客户服务能力，打造服务型银行。

Founded on August 25, 2005, Shanghai Rural Commercial Bank is a corporate bank controlled by Shanghai state-owned assets and headquartered in Shanghai. It is a joint-stock commercial bank based on Shanghai Rural Credit Cooperatives with a history of more than 50 years. At present, the registered capital of the bank is 8 billion yuan, with nearly 400 business outlets and more than 6000 employees. Since the establishment of the system reform, Shanghai Rural Commercial Bank has continuously improved its corporate governance, improved its system and mechanism, adhered to the reform and innovation as a means, solidly promoted various business management work, strengthened business expansion and risk prevention and control, strengthened the support of talents and science and technology, steadily increased its market share, continued to enhance its profitability, made initial achievements in transformation and development, and showed a good development trend as a whole. By the end of 2016, the bank's total assets were nearly 700 billion yuan, deposits 523.4 billion yuan, loans 323.3 billion yuan, and net profit exceeded 5.8 billion yuan in 2016. The asset quality was stable and positive, and the balance of non-performing loans, the balance of scissors, and the non-performing loan ratio were "three drops" compared with the beginning of the year. During the 13th Five Year Plan period, focusing on the opportunity for Shanghai to build an international financial center and accelerate the construction of urban-rural integration, Shanghai Rural Commercial Bank will implement the five core strategies of "independent listing, traditional upgrading, emerging development, management transformation, talent driven", adhere to the customer-centered, in-depth business transformation, comprehensive marketing means to promote business development, and innovative financial industry Target customers of quality service, improve customer experience with perfect process management, improve customer service ability, and build a service-oriented bank.

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