日照银行品牌怎么样申请店铺

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日照银行在银行行业中的票数：424 更新时间：2025-08-02

日照银行是哪个国家的品牌？「日照银行」是日照银行股份有限公司旗下著名品牌。该品牌发源于山东省日照市，由创始人王森在2001-01-19期间创立，经过多年的不懈努力和高速发展，现已成为行业的标杆品牌。

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日照银行的前身是日照市商业银行，成立于2000年12月28日，是一家由国有股份、企业法人股份及自然人股份共同组成的具有独立法人资格的股份制商业银行。2004年实现本外币一体化经营，与世界上80多个国家和地区的600余家银行建立了代理行关系。2006年引进南京银行为战略投资者，成为全国城商行之间战略合作的首例。2009年由日照市商业银行更名为日照银行，设立异地分行青岛分行。2010年以来，先后设立济南分行、临沂分行、潍坊分行、枣庄分行、济宁分行、威海分行，发起设立济宁高新村镇银行，正在筹建烟台分行。截至2016年末，辖7家分行、56家支行、1个营业部、1个小企业信贷中心，总行设20个部室，注册资本27.48亿元，从业人员1900余人。

成立以来，日照银行围绕“打造精品银行，成就百年老店”的企业愿景，坚持“公平、法正、抓实、创新”的核心价值观，恪守“质量为本、稳健经营、不求做大、但求做精”的经营理念，树立“立足地方经济、支持中小企业、服务广大市民”的市场定位，塑造了“中小企业银行”“市民自己的银行”“货币市场特色银行”“物流银行”“社区银行”五大品牌，实现了由小到大、由弱到强、由地方性银行到区域性银行的成功跨越。16年资产规模增长了83倍，累计投放信贷资金1.36万亿元，实现利润97亿元，实现税金47亿元，“一基两翼”跨区域经营战略布局了全省一半地市，有力地支持了地方经济社会发展。

截至2016年末，日照银行资产总额突破千亿大关，达到1043亿元；存款余额759亿元，日照辖区存款市场份额连续九年保持同业第1位；贷款余额508亿元，日照辖区贷款市场份额、表外授信总额均上升至同业前列；实现经营利润21.95亿元，账面利润8.86亿元，贡献各项税金7.1亿元；监管指标总体上达到监管要求和经营预期，其中不良贷款率2.20%，拨备覆盖率187.70%，资本充足率10.81%，资产利润率0.73%，资本利润率9.38%，成本收入比29.38%，流动性比例68.06%。

Rizhao bank, formerly known as Rizhao commercial bank, was founded on December 28, 2000. It is a joint-stock commercial bank with independent legal personality, which is composed of state-owned shares, corporate shares and natural person shares. In 2004, the bank realized the integration of local and foreign currencies, and established correspondent bank relationships with more than 600 banks in more than 80 countries and regions in the world. In 2006, Nanjing bank was introduced as a strategic investor, becoming the first case of strategic cooperation among city commercial banks in China. In 2009, it changed its name from Rizhao commercial bank to Rizhao bank and set up a branch in Qingdao. Since 2010, Jinan Branch, Linyi Branch, Weifang branch, Zaozhuang Branch, Jining branch and Weihai Branch have been set up, Jining high tech village bank has been initiated and Yantai Branch is under preparation. By the end of 2016, it had jurisdiction over 7 branches, 56 sub branches, 1 business department and 1 small enterprise credit center. The head office has 20 departments and offices, with a registered capital of 2.748 billion yuan and more than 1900 employees. Since its establishment, Bank of Rizhao has adhered to the corporate vision of "building a high-quality bank, achieving a century old store", the core values of "fairness, legality, practicality and innovation", the business philosophy of "quality-oriented, stable operation, not seeking to be bigger, but seeking to be more precise", established the market positioning of "based on local economy, supporting small and medium-sized enterprises, serving the general public", and shaped The five brands of "small and medium-sized enterprise bank", "citizen's own bank", "money market characteristic bank", "logistics bank" and "community bank" have realized the successful leap from small to large, from weak to strong, from local bank to regional bank. In 2016, the asset scale increased by 83 times, the accumulated credit fund was 1.36 trillion yuan, the profit was 9.7 billion yuan, and the tax was 4.7 billion yuan. The trans regional management strategy of "one base, two wings" laid out half of the cities in the province, and effectively supported the local economic and social development. By the end of 2016, the total assets of Bank of Rizhao had exceeded 100 billion, reaching 104.3 billion yuan; the balance of deposits was 75.9 billion yuan, and the market share of deposits in Rizhao District remained the first in the same industry for nine consecutive years; the balance of loans was 50.8 billion yuan, and the market share of loans and the total amount of off balance sheet credit facilities in Rizhao District rose to the forefront of the same industry; the operating profit was 2.195 billion yuan, the book profit was 886 million yuan, and the contribution of various taxes was 7 RMB 100 million; the regulatory indicators generally meet the regulatory requirements and operational expectations, including the non-performing loan ratio of 2.20%, provision coverage of 187.70%, capital adequacy ratio of 10.81%, asset profit ratio of 0.73%, capital profit ratio of 9.38%, cost income ratio of 29.38%, and liquidity ratio of 68.06%.

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