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浙商银行，是经中国银监会批准设立的全国第十二家股份制商业银行，全称为“浙商银行股份有限公司”，英文全称为“CHINAZHESHANGBANKCO.,LTD.”，英文简称“CZB”。注册资本100亿元，总行设在杭州。2004年8月18日浙商银行正式开业。浙商银行前身为“浙江商业银行”，是一家于1993年在宁波成立的中外合资银行，2004年6月30日，经中国银监会批准，重组、更名、迁址，改制为现在的浙商银行。现有股东22家，注册资本100亿元，监管资本270亿元，其中21家是民营企业，民营资本占85.71%;最大的股东有三家。

浙商银行以“一体两翼”(即以公司业务为主体，小企业银行和投资银行业务为两翼)为市场和业务定位，沿着“在学习中发展，在发展中创新，在创新中领先，在领先中逐步做强做大”的路径，分步推进，逐步实现资本、规模、特色、质量和效益的协调与快速发展，逐步成为经营有方、富有特色、业绩优良、具有一定国际影响的国内一流商业银行。截至2011年末，浙商银行总资产3019亿元，各项存款2147亿元，各项贷款1490亿元，资本充足，资产质量上乘，经营效益优良。

浙商银行按照“沿着浙商投资路径布局”的机构发展思路，已在北京、天津、上海、南京、苏州、济南、深圳、重庆、成都、西安、兰州、杭州、宁波设立了13家一级分行，在无锡、嘉兴、湖州、衢州、丽水、温州、绍兴、义乌、台州、南通设立了10家二级分行，在舟山设立了1家直属支行，一共近90家分支机构，全国性机构体系初步形成。同时重视发展网上银行业务弥补物理网点的不足，2011年成功投产了第三代网上银行和手机银行等电子银行业务系统，研发推广了电子银行汇票等新型电子银行结算产品，进一步增加了包括在线预约、第三方存管等在内的电子银行业务品种，持续提升服务品质，不断改善客户体验，全年电子银行渠道交易笔数已超过全部业务量的80%，先后荣获中国金融认证中心“2008年中国网上银行功能创新奖”、“2009年最佳网银安全奖”、“2010年中国网上银行最具发展潜力奖”、“2011年中国网上银行最佳客户服务奖”和网易“2010年度电子银行潜力奖”等奖项。

Zheshang Bank is the 12th joint-stock commercial bank approved by China Banking Regulatory Commission. Its full name is "Zheshang Bank Co., Ltd." and English full name is "chinazheshangbankco., Ltd." and English abbreviation is "CZB". With a registered capital of 10 billion yuan, the head office is located in Hangzhou. On August 18, 2004, Zhejiang Commercial bank officially opened. Zheshang Bank, formerly known as "Zhejiang Commercial Bank", is a Sino foreign joint venture bank established in Ningbo in 1993. On June 30, 2004, with the approval of China Banking Regulatory Commission, Zheshang Bank was restructured, renamed and relocated to the current Zheshang Bank. There are 22 shareholders, with registered capital of 10 billion yuan and regulatory capital of 27 billion yuan. Among them, 21 are private enterprises, accounting for 85.71% of the total. There are three largest shareholders. Zheshang Bank takes "one body and two wings" (i.e. company business as the main body, small enterprise bank and investment bank business as the two wings) as the market and business positioning, and advances step by step along the path of "developing in learning, innovating in development, leading in innovation, and gradually strengthening and expanding in leading", so as to gradually realize the coordination and rapid development of capital, scale, characteristics, quality and benefit It has gradually become a first-class domestic commercial bank with well-organized operation, distinctive features, excellent performance and certain international influence. By the end of 2011, Zheshang Bank had total assets of 301.9 billion yuan, deposits of 214.7 billion yuan, loans of 149 billion yuan, sufficient capital, high quality assets and good operating efficiency. In accordance with the institutional development idea of "layout along the investment path of Zhejiang Merchants", Zheshang Bank has established 13 first level branches in Beijing, Tianjin, Shanghai, Nanjing, Suzhou, Jinan, Shenzhen, Chongqing, Chengdu, Xi'an, Lanzhou, Hangzhou and Ningbo, 10 second level branches in Wuxi, Jiaxing, Huzhou, Quzhou, Lishui, Wenzhou, Shaoxing, Yiwu, Taizhou and Nantong, and Zhoushan has set up a sub branch directly under Zhoushan, with nearly 90 branches in total. The national institutional system has taken shape. At the same time, we attach importance to the development of online banking to make up for the lack of physical outlets. In 2011, we successfully launched the third generation of online banking, mobile banking and other e-banking business systems, developed and promoted new e-banking settlement products such as e-bank bills, and further increased the e-banking business varieties including online booking, third-party custody, etc., continuously improving service quality and constantly improving service quality To improve customer experience, the number of e-banking channel transactions in the whole year has exceeded 80% of the total business volume, and has successively won the "2008 China online banking function innovation award", "2009 best online banking security Award", "2010 China online banking most potential development award", "2011 China Online banking best customer service award" and "2010 e-banking best customer service award" of Netease Bank potential award.

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