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Laishang bank is a joint-stock commercial bank approved by China Banking Regulatory Commission in July 2005, formerly Laiwu City Credit Union. Over the years, adhering to the road of standardized development, reform and innovation, cultural rejuvenation and brand competition, it has gradually grown into a regional brand bank with innovative development concept, perfect corporate governance, strict internal control, smooth management mechanism and good operating efficiency. At present, LSB has 15 functional departments in the head office, 8 branches and 2 competent banks in Shandong and Jiangsu, with 93 business outlets and more than 1800 employees. By the end of June, the total assets of LSB were 95.8 billion yuan, the balance of deposits was 63.4 billion yuan, and the balance of loans was 44 billion yuan. There were no major moral responsibility cases in safe operation for many years. In operation, LSB always adheres to the market orientation of "serving local economy, small and medium-sized enterprises and urban and rural residents", actively adapts to the credit demand characteristics of "short, frequent and fast" small and medium-sized enterprises, implements the authorized operation management mode for its branches, optimizes the loan approval process, and improves the lending efficiency. Since 2008, in the face of many small and medium-sized enterprises under the influence of the financial crisis, LSB has spared no effort to support small and medium-sized enterprises with the belief of taking attack as defense and working together in the same boat. It has introduced funds from many sides and supported a large number of small and medium-sized enterprises to survive the crisis. In order to spread the culture of good faith, guide the standardized operation and innovative development of the majority of small and medium-sized enterprises, LSB put forward the support concept of "financing" and "wisdom fusion". Since 2002, it has successfully launched and hosted six "small and medium-sized enterprise development forum", which has played a good role in the different development stages of the majority of small and medium-sized enterprises, and truly realized the joint efforts of banks and enterprises, win-win and common prosperity. Under the guidance of the strategic planning of the board of directors, LSB focuses on innovation of "LSB model" and building "LSB brand". On the one hand, we will create a strategic development pattern for our institutions. At present, laishang bank has two branches under the jurisdiction of Laiwu, one branch in Heze, Jinan, Jining, Tai'an, Linyi, Liaocheng, Rizhao and Xuzhou, Jiangsu, and one village bank in Fangcheng, Nanyang, Henan, Dongying, Dongying, Wuqing, Tianjin and Wutai, Shanxi. The continuous promotion of cross regional operation has laid a foundation for increasing the radiation area and building the institutional development pattern of Shandong, Jiangsu, Henan, Hebei, Anhui and Shanxi.

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