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莱商银行在银行行业中的票数：447 更新时间：2025-08-02

莱商银行是哪个国家的品牌？「莱商银行」是莱商银行股份有限公司旗下著名品牌。该品牌发源于山东省莱芜市，由创始人岳隆杰在2005-07-14期间创立，经过多年的不懈努力和高速发展，现已成为行业的标杆品牌。

外推网助力莱商银行品牌出海！将品牌入驻外推网，定制莱商银行品牌推广信息，可以显著提高莱商银行产品曝光，简直是跨境电商爆单神器！目前仅需1000元/年哦~

莱商银行是2005年7月经中国银行业监督管理委员会批准设立的股份制商业银行，前身是莱芜市城市信用社。多年来，坚持走规范发展、改革创新、文化兴行、品牌竞争之路，逐步成长为一家发展理念创新、公司治理完善、内部控制严密、管理机制顺畅、经营效益良好的区域性品牌银行。目前，莱商银行在总行设有职能部室15个，在山东、江苏设有8家分行和2家管辖行，营业网点共计93家，在职员工1800余人。截至6月末，莱商银行资产总额958亿元，各项存款余额634亿元，各项贷款余额440亿元，连续多年安全运营无重大道德责任案件。

在经营中，莱商银行始终坚持“服务当地经济、服务中小企业、服务城乡居民”的市场定位，主动适应中小企业“短、频、快”的信贷需求特点，对分支机构实行授权经营管理模式，优化贷款审批流程，提高了放贷效率。2008年以来，面对众多中小企业受金融危机影响出现的资金紧张局面，莱商银行以攻为守，以同舟共济的信念不遗余力的支持中小企业，多方引入资金，扶持一大批中小企业渡过了生存危机。

为传播诚信文化，引导广大中小企业规范经营，创新发展，莱商银行提出了“融资”与“融智”相结合的支持理念，自2002年起，成功发起并主办了六次“中小企业发展论坛”，在广大中小企业不同的发展阶段发挥了良好的作用，真正实现了银企联手，共赢共荣。

在董事会战略规划指引下，莱商银行专注于创新“莱商模式”，打造“莱商品牌”。一方面打造机构战略发展格局。目前，莱商银行在莱芜辖内设有两家管辖行，在菏泽、济南、济宁、泰安、临沂、聊城、日照和江苏徐州各设立一家分行；在河南南阳方城、山东东营、天津武清和山西五台各发起设立一家村镇银行。跨区域经营的不断推进为增加辐射面，打造鲁、苏、豫、冀、皖、晋的机构发展格局奠定了基础。

Laishang bank is a joint-stock commercial bank approved by China Banking Regulatory Commission in July 2005, formerly Laiwu City Credit Union. Over the years, adhering to the road of standardized development, reform and innovation, cultural rejuvenation and brand competition, it has gradually grown into a regional brand bank with innovative development concept, perfect corporate governance, strict internal control, smooth management mechanism and good operating efficiency. At present, LSB has 15 functional departments in the head office, 8 branches and 2 competent banks in Shandong and Jiangsu, with 93 business outlets and more than 1800 employees. By the end of June, the total assets of LSB were 95.8 billion yuan, the balance of deposits was 63.4 billion yuan, and the balance of loans was 44 billion yuan. There were no major moral responsibility cases in safe operation for many years. In operation, LSB always adheres to the market orientation of "serving local economy, small and medium-sized enterprises and urban and rural residents", actively adapts to the credit demand characteristics of "short, frequent and fast" small and medium-sized enterprises, implements the authorized operation management mode for its branches, optimizes the loan approval process, and improves the lending efficiency. Since 2008, in the face of many small and medium-sized enterprises under the influence of the financial crisis, LSB has spared no effort to support small and medium-sized enterprises with the belief of taking attack as defense and working together in the same boat. It has introduced funds from many sides and supported a large number of small and medium-sized enterprises to survive the crisis. In order to spread the culture of good faith, guide the standardized operation and innovative development of the majority of small and medium-sized enterprises, LSB put forward the support concept of "financing" and "wisdom fusion". Since 2002, it has successfully launched and hosted six "small and medium-sized enterprise development forum", which has played a good role in the different development stages of the majority of small and medium-sized enterprises, and truly realized the joint efforts of banks and enterprises, win-win and common prosperity. Under the guidance of the strategic planning of the board of directors, LSB focuses on innovation of "LSB model" and building "LSB brand". On the one hand, we will create a strategic development pattern for our institutions. At present, laishang bank has two branches under the jurisdiction of Laiwu, one branch in Heze, Jinan, Jining, Tai'an, Linyi, Liaocheng, Rizhao and Xuzhou, Jiangsu, and one village bank in Fangcheng, Nanyang, Henan, Dongying, Dongying, Wuqing, Tianjin and Wutai, Shanxi. The continuous promotion of cross regional operation has laid a foundation for increasing the radiation area and building the institutional development pattern of Shandong, Jiangsu, Henan, Hebei, Anhui and Shanxi.

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