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法国BPCE银行集团（Groupe BPCE）是在2009年6月底由法国人民银行（Banque populaire）和储蓄银行（Caisse d’Epargne）合并成立的。合并后的法国BPCE银行集团，总计有3400万个客户，在法国本土有8000多家营业网点，其法国本土雇员人数接近 11万人。

法国BPCE银行集团对所有类型的客户提供一系列的银行、金融和房地产服务。法国BPCE银行集团有着两个历史人民银行和储蓄银行品牌，在每个特定的业务领域都有其特定的专家，商业银行和保险活动，通过其企业和银行投资部向客户提供金融解决方案。

法国BPCE银行集团的运作模式与机制

法国BPCE银行集团采用基于三层结构的创新性服务银行模式：拥有涵盖20家法国人民银行和17家储蓄银行的银行网络。

37家银行实体遵循BPCE银行集团中央机构的原则和框架。

众多子公司包括法国Natixis银行（以企业和银行投资业务为主的上市公司），Crédit Foncier银行，人民银行等，为客户提供金融解决方案和投资方案。

法国BPCE银行集团采用保障与团结机制，这种机制以它的所有隶属的信贷机构为基础。

The bpce group was formed in late June 2009 by a merger of the people's Bank of France and the caissed'epargne. The combined bpce group has 34 million customers, more than 8000 outlets in France and nearly 110000 employees in France. Bpce Bank Group provides a range of banking, financial and real estate services to all types of customers. Bpce bank group of France has two historical brands of people's Bank and savings bank. In each specific business area, bpce Bank Group has its own specific experts, commercial banks and insurance activities. It provides customers with financial solutions through its corporate and bank investment department. The operation mode and mechanism of bpce Bank Group in France bpce Bank Group adopts the innovative service bank mode based on three-tier structure: it has a bank network covering 20 people's Bank of France and 17 savings banks. 37 banking entities follow the principles and framework of the bpce banking group central authority. A large number of subsidiaries, including Natixis Bank of France (listed companies mainly engaged in enterprise and bank investment business), Cr é ditFoncier bank, people's Bank of China, etc., provide financial solutions and investment solutions for customers. Bpce banking group of France adopts safeguard and solidarity mechanism, which is based on all its subordinate credit institutions.

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