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前身为1919年成立的邮政储金局，定位于服务社区/服务中小企业/服务三农，覆盖面广/营业网点多/服务客户数量多的大型零售商业银行

中国邮政储蓄银行（以下简称“邮储银行”）是大型零售商业银行，定位于服务社区、服务中小企业、服务“三农”，为中国经济转型中具活力的客户群体提供服务。同时，邮储银行积极服务于大型客户并参与重大项目建设，为中国经济发展作出了重要贡献。

邮储银行拥有近4万个营业网点，服务个人客户达5.84亿户，拥有优异的资产质量和显著的成长潜力。目前，邮储银行打造了包括网上银行、手机银行、自助银行、电话银行、微信银行等在内的多方位电子银行体系，形成了电子渠道与实体网络互联互通，线下实体银行与线上虚拟银行齐头并进的金融服务格局。2015年，邮储银行引入十家境内外战略投资者，进一步提升了综合实力。2016年，邮储银行在香港交易所主板成功上市，正式登陆国际资本市场，完成“股改—引战—上市”三步走改革目标。2017年，邮储银行成功发行境外优先股，进一步优化资本结构，拓宽资本补充渠道。

在中国经济转型升级、金融改革纵深推进、信息技术蓬勃发展的大背景下，邮储银行将紧抓战略新机遇，充分发挥自身优势，不断丰富业务品种、拓宽服务渠道、提升服务能力，为广大客户提供更加便捷的金融服务。

Postal Savings Bank of China (hereinafter referred to as "postal savings bank") is a large-scale retail bank, which was established in 1919 and is positioned to serve the community / small and medium-sized enterprises / agriculture, rural areas and farmers, with a wide coverage / many business outlets / a large number of customers. It is positioned to serve the community, small and medium-sized enterprises, and agriculture, rural areas and farmers, serving the Chinese economy Dynamic customer groups provide services in the transformation. At the same time, the postal savings bank actively serves large customers and participates in major project construction, making important contributions to China's economic development. Postal savings bank has nearly 40000 business outlets, serving 584 million individual customers, with excellent asset quality and significant growth potential. At present, the postal savings bank has built a multi-faceted e-banking system, including online banking, mobile banking, self-service banking, telephone banking, wechat banking, etc., forming a financial service pattern in which electronic channels and physical networks are interconnected, and offline physical banks and online virtual banks go hand in hand. In 2015, the postal savings bank introduced ten domestic and foreign strategic investors, further improving its comprehensive strength. In 2016, the postal savings bank successfully listed on the main board of the Hong Kong stock exchange, officially landed in the international capital market, and completed the three-step reform goal of "share reform - war leading - listing". In 2017, postal savings bank successfully issued overseas preferred shares, further optimized the capital structure and expanded the capital supplement channels. Under the background of China's economic transformation and upgrading, in-depth promotion of financial reform and vigorous development of information technology, the postal savings bank will seize new strategic opportunities, give full play to its advantages, constantly enrich business varieties, broaden service channels and improve service capabilities, so as to provide more convenient financial services for customers.

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