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Qinghai bank, formerly known as Xining commercial bank, was established on December 30, 1997. In November 2008, it was renamed as Qinghai bank with the approval of China Banking Regulatory Commission. It is an earlier joint-stock commercial bank with local legal person and a city commercial bank in Qinghai Province. It is also a banking financial institution among 18 provincial funded enterprises managed by the state owned assets supervision and Administration Commission of Qinghai Province. At the beginning of the establishment, three capital increase and share expansion were carried out in 2005, 2007 and 2011 respectively, with registered capital increased to 1.86 billion yuan. Among them, there are 502 million state-owned shares, accounting for 26.96% of the total shares; 400 million state-owned legal person shares, accounting for 21.49%; 933.7 million private legal person shares, accounting for 50.36%; 22.13 million natural person shares, accounting for 1.19%. Qinghai bank has formed a more reasonable mixed ownership structure. At present, the head office of the Bank of Qinghai has 19 Departments and offices, 12 branches, 3 County branches directly under the bank and 1 specialized institution - small enterprise financial service center, with a total of 81 business outlets, covering the main economic areas of the province. 1558 employees. In June 2011, Bank of Qinghai initiated the establishment of a trans provincial village bank, Ningxia Zhongning Qingyin village bank. Since the Construction Bank of China, Qinghai bank has always adhered to the market orientation of "based on regional economy, facing small and medium-sized enterprises, serving the general public" of local banks, adhered to characteristic, differentiated and high-quality operation, and made remarkable achievements in reform and development. As of December 31, 2016, the total assets of the bank exceeded 100 billion yuan, reaching 108.265 billion yuan, the balance of various deposits was 58.745 billion yuan, the balance of various loans was 41.931 billion yuan, the income was 4.122 billion yuan, the net profit was 697 million yuan, and all the regulatory indicators were up to standard. In order to cope with the increasingly complex economic and financial situation and improve the market competitiveness and comprehensive strength, the Bank of Qinghai adheres to the principle of "rooting in local areas and serving Qinghai", unswervingly promotes the strategic transformation and innovative development, focuses on the development of green finance, inclusive finance, people's livelihood Finance, science and technology finance, and constantly expands the credit investment. In the past 19 years, the bank has invested nearly 300 billion yuan in all kinds of loans, Among them, over 100 billion yuan was invested in the 12th Five Year Plan period and over 50 billion yuan in 2016. It has established the financial service center for small and micro enterprises, the second independent small and micro enterprise franchise organization in five provinces and regions in Northwest China. With the introduction of professional technology from Frankfurt University of Finance and economics in Germany, the "micro loan", "small loan" and "agricultural loan" businesses were launched earlier in the province, forming a unique and unique inclusive financial brand. Focusing on the innovation of financial products and business models, we vigorously developed innovative businesses such as industrial funds, bond investment and independent financial management, launched unsecured and unsecured consumer credit business, greatly expanded the channels of enterprise investment and financing, and strongly supported the development of enterprise financing and the guaranteed value-added of customer wealth. Adhere to the "two wings" of electronic and physical channels, and strive to develop Internet finance. Online banking, mobile banking, wechat banking, direct banking and "Sanjiang e-finance" Internet investment and financing platforms have been launched one after another, forming a multi driven Internet finance development pattern, and greatly improving customer experience. In the future, in the face of new development opportunities and challenges, Bank of Qinghai will continue to closely follow the central work of the provincial Party committee and the government, adhere to the theme of scientific development, take accelerating the transformation of development mode as the main line, adhere to coordinated and sustainable development, strive for progress in stability, strive to innovate development mode and working method, accelerate business transformation, deepen structural adjustment, vigorously reduce costs and increase efficiency, and realize service specialization and industry We should make efforts to build a brand of local banks and build a modern city commercial bank with distinctive brand characteristics.

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