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电子支付解决方案提供商/在线投融资平台，提供京东小金库/京东钱包/京东白条等电子支付/资产增值服务。

京东金融集团创立于京东集团内部，于2013年10月开始独立运营，定位一家数字科技公司。公司以大数据、人工智能、物联网、区块链等时代前沿技术为核心，已经完成在数字金融，数字化企业服务，数字城市三大领域的布局，在客户群体上实现了个人端，企业端，政府端的三端合一。公司经营宗旨是从数据中来，到实体中去，在实体经济不断数字化的过程中创造社会价值。

在数字金融领域，京东金融先后推出白条、京东支付、京东小金库，产品众筹、小白卡、金条等创新产品或服务，涵盖消费金融、支付、财富管理、众筹、保险、证券等领域，为个人创造了可信赖的、普惠的数字金融体验。

在数字化企业服务领域，京东金融相继推出了京保贝、ABS云平台、银行+、北斗七星零售信贷产品、信用卡数字化运营、智能巡检机器人等产品和服务，助力各类企业实现场景数字化、用户数字化、产品数字化，运营和管理数字化，进而提升企业效率、降低成本、增加收入。

在数字城市领域，京东金融利用大数据和人工智能技术，将城市中无处不在的感知系统与优良的时空数据管理方法、分析模型相结合，洞察城市的过去、掌控城市的现状，并预测和优化城市的未来，最终为城市信用、规划、交通、环境、能源、商业和安全等领域所面临的问题和挑战提供智能解决方案。

E-payment solution provider / online investment and financing platform, providing e-payment / asset value-added services such as Jingdong small vault / Jingdong Wallet / Jingdong Baitiao. Jingdong financial group was founded in Jingdong group and started to operate independently in October 2013, positioning itself as a digital technology company. The company has completed the layout in the three fields of digital finance, digital enterprise services, and digital city with the core of advanced technologies in the era of big data, artificial intelligence, Internet of things, blockchain, etc., and has realized the integration of personal end, enterprise end, and government end in the customer group. The company's business purpose is to create social value in the process of continuous digitalization of the real economy from data to entities. In the field of digital finance, Jingdong finance has successively launched innovative products or services such as Baitiao, Jingdong payment, Jingdong small vault, product crowdfunding, small white card and gold bar, covering consumer finance, payment, wealth management, crowdfunding, insurance, securities and other fields, creating a credible and inclusive digital financial experience for individuals. In the field of digital enterprise services, Jingdong finance has successively launched products and services such as jingbaobei, ABS cloud platform, bank +, Beidou Seven Star retail credit products, credit card digital operation, intelligent inspection robot, etc., helping all kinds of enterprises to realize scene digitalization, user digitalization, product digitalization, operation and management digitalization, so as to improve enterprise efficiency, reduce cost and increase Increase revenue. In the field of digital city, JD finance uses big data and artificial intelligence technology to combine the ubiquitous perception system in the city with excellent spatiotemporal data management methods and analysis models, to gain insight into the past of the city, control the current situation of the city, predict and optimize the future of the city, and ultimately serve as the center of urban credit, planning, transportation, environment, energy, business and security Provide intelligent solutions to problems and challenges.

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