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美国银行（BankofAmerica，NYSE：BAC；TYO：8648），该行的建立可以追溯到1784年的马萨诸塞州银行，是美国第二个历史最悠久的银行。2002年8月，美国第一大银行美国美洲银行（BankOfAmericaCorporation，全称：美洲国民信托储蓄银行，简称：美洲银行）将其在中国大陆注册的中文名美国美洲银行正式更名为美国银行。同时，该行的法律地位及其英文名字保持不变。美国银行解释其原因时称：美国银行1981年在北京开设第一个代表处时，由于当时担心公众可能会误认美国银行为美国中央银行，因此使用了美国美洲银行这一中文名字。

美洲银行公司是加利福尼亚财团控制的一家单一银行持股公司，成立于1968年10月7日，总部设在旧金山。1969年4月1日，美洲银行成为美洲银行公司的附属机构，全部股权为该公司所控制。

美洲银行前身是1904年由意大利移民创立的意大利银行。初期主要经营太平洋沿岸各州意大利移民的存放款业务，以后逐渐吸收中下阶层的存款，并对中小企业提供抵押贷款和发放消费信贷，业务迅速发展。20世纪20年代，意大利银行就已成为美国西部最大的银行。1927年3月1日，该行以意大利国民信托储蓄银行名义取得国民银行执照。1929年与加利福尼亚美洲银行合并，改名美洲国民信托储蓄银行。

两行合并后实力进一步扩大。第二次世界大战期间，加利福尼亚州是美国重要的军火生产中心，战争给美洲银行带来了巨额利润。战后，加利福尼亚州成为飞机、导弹、火箭和宇宙空间军火工业的主要生产基地，为美洲银行的金融活动提供了极其有利的条件，加速了该行的扩张。为加强竞争，美洲银行积极从服务地区和市场多样化方面开拓业务，吸收国内外存款，并大力向国外扩张，资产进一步扩大。该行所拥有的资产和存款，长期来在美国商业银行中均占第一位，直到1980年才被花旗银行超过，退居第二位。

美洲银行是战后新兴的加利福尼亚财团的金融核心。为适应竞争和发展需要，在1969年4月建立了单一银行持股公司——美洲银行公司。美洲银行公司和美洲银行的最高权力机构，是由两家共同设立的一个董事会。董事会下设执行、审计和检查、综合信托、公共政策、雇员福利审计、人事工薪报酬执行、提名等委员会。美洲银行还有自己的管理委员会和管理顾问理事会。截至1982年底，美洲银行在国内外的分行有1204个，附属机构和联枝机构约800个，此外在国外还有专营公司银行业务的机构和代表处27个。海外机构遍及77个国家和地区。

该企业在2007年度《财富》全球最大五百家公司排名中名列第二十一，在《巴伦周刊》公布的2006年度全球100家大公司受尊重度排行榜中名列第三十三。

Bank of America (NYSE: BAC; tyo: 8648), the second oldest bank in the United States, dates back to the Massachusetts bank in 1784. In August 2002, Bank of America Corporation, the largest bank in the United States, officially renamed Bank of America, the Chinese name of Bank of America registered in mainland China. Meanwhile, the bank's legal status and its English name remain unchanged. When Bank of America opened its first representative office in Beijing in 1981, it used the Chinese name of Bank of America for fear that the public might mistake Bank of America as the Central Bank of the United States. Bank of America Corporation is a single bank holding company controlled by the California consortium. It was founded on October 7, 1968, with its headquarters in San Francisco. On April 1, 1969, the Bank of America became a subsidiary of the Bank of America Corporation, all of which was controlled by the company. The former Bank of America was founded by Italian immigrants in 1904. At the beginning, it mainly engaged in the deposit business of Italian immigrants in the Pacific coastal states. Later, it gradually absorbed the deposits of the middle and lower class, and provided mortgage loans and consumer credit to small and medium-sized enterprises. The business developed rapidly. In the 1920s, the Bank of Italy became the largest bank in the western United States. On March 1, 1927, the bank obtained the national banking license in the name of the Italian National Trust savings bank. In 1929, it merged with the American Bank of California and changed its name to the American National Trust savings bank. After the merger, the strength of the two banks further expanded. During the Second World War, California was an important arms production center of the United States. The war brought huge profits to the Bank of America. After the war, California became the main production base of aircraft, missiles, rockets and space munitions industry, providing extremely favorable conditions for the Bank of America's financial activities and accelerating its expansion. In order to strengthen competition, Bank of America has actively expanded its business in terms of service area and market diversification, absorbed deposits at home and abroad, expanded its business abroad and further expanded its assets. The bank's assets and deposits, long in the United States commercial banks are the first, only in 1980 by Citibank, second place. Bank of America is the financial core of the new California consortium after the war. In order to meet the needs of competition and development, Bank of America Corporation, a single bank holding company, was established in April 1969. The highest authority of Bank of America Corporation and Bank of America is a board of directors jointly established by the two. The board of Directors consists of executive committee, audit and inspection committee, general trust Committee, public policy committee, employee welfare committee, Executive Committee and Nomination Committee. Bank of America also has its own management committee and Management Advisory Council. By the end of 1982, Bank of America had 1204 branches at home and abroad, about 800 subsidiaries and affiliates. In addition, there were 27 specialized corporate banking institutions and representative offices abroad. Overseas institutions cover 77 countries and regions. The company ranked 21st among Fortune's top 500 companies in 2007, and 33rd among the top 100 companies in 2006 published by Barron weekly.

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