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成立于1993年，服务范围涵盖浙江、上海、苏州等长三角区域，致力于小微企业信贷服务和风险控制技术的商业银行

浙江泰隆商业银行股份有限公司是一家小微企业金融服务的商业银行，成立于1993年，目前拥有7600多名员工、300多家分支机构，服务范围涵盖浙江、上海、江苏、湖北、福建、广东等区域。

多年来，泰隆银行在实践中探索小微企业信贷服务和风险控制技术，总结出一套以“三品、三表、三三制”为特色的小微企业金融服务模式，实现了小微企业融资“事前低成本获取信息、事中低成本监控管理、事后低成本违约惩罚”的三个低成本，为小微企业融资难这一国际性的“麦克米伦缺口”提供了中国式解答。截至到目前，泰隆银行已累计向小微企业发放贷款380多万笔、9800多亿元，直接间接支持了近2000万人就业，帮助广大创业青年、失地农民、外来务工人员、下岗工人实现了劳动致富，得到各级党委政府、监管部门和社会各界的好评。

泰隆20多年来坚持服务小微企业的做法，得到了各级政府、监管部门和社会各界的认同，也引起了新闻媒体的广泛关注，2010年8月，中宣部把泰隆银行作为转变经济发展方式，服务小企业的特色银行，组织新华社、人民日报、中央人民广播电台、中央电视台、经济日报、光明日报等中央媒体集体采访泰隆银行；2010年9月，新华通讯社携手泰隆银行成立小企业金融服务调研基地。

面对新的机遇与挑战，泰隆银行将继续坚持小微企业市场定位，深化小微企业金融服务模式，做专、做精、做出特色，为创业者创造平等的贷款机会，让普通百姓都能享受到优质的金融服务，为地方经济的发展尽自己的绵薄之力。

Founded in 1993, Zhejiang Tailong Commercial Bank Co., Ltd., a commercial bank dedicated to small and micro enterprise credit service and risk control technology, is a small and micro enterprise financial service commercial bank. Founded in 1993, it has more than 7600 employees and more than 300 branches, covering Zhejiang, Shanghai, etc Sea, Jiangsu, Hubei, Fujian, Guangdong and other regions. Over the years, Talon bank has explored the credit service and risk control technology of small and micro enterprises in practice, summed up a set of financial service mode of small and micro enterprises with the characteristics of "three products, three tables and three systems", realized three low-cost financing of small and micro enterprises, i.e. "low cost information acquisition in advance, low and medium cost monitoring management in the event, and low-cost penalty for breach of contract after the event", financing for small and micro enterprises This international "McMillan gap" provides a Chinese solution. Up to now, Talon bank has granted more than 3.8 million loans and 980 billion yuan to small and micro enterprises, directly and indirectly supporting nearly 20 million people in employment, helping the majority of young entrepreneurs, landless farmers, migrant workers and laid-off workers to become rich through labor, which has been well received by the party committees, governments, regulatory departments and all sectors of society. For more than 20 years, Tailong has adhered to the practice of serving small and micro enterprises, which has been recognized by governments at all levels, regulatory authorities and all sectors of society, and also attracted wide attention of news media. In August 2010, the Propaganda Department of the Central Committee of the people's Republic of China took Tailong bank as a characteristic bank to transform the mode of economic development and serve small enterprises, and organized Xinhua news agency, people's daily, Central People's radio, CCTV and economic day In September 2010, Xinhua News Agency joined hands with Talon bank to establish a small enterprise financial service research base. In the face of new opportunities and challenges, Talon bank will continue to adhere to the market positioning of small and micro enterprises, deepen the financial service mode of small and micro enterprises, be specialized, refined and featured, create equal loan opportunities for entrepreneurs, enable ordinary people to enjoy high-quality financial services, and make their own contribution to the development of local economy.

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